Lawrence County property record for 280 Old Jackson Hwy, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,836 sqft · built 1930 |
| Lot Size | 18.8 acres (821,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Jan 2002) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 050124 05102 |
| Primary APN | 050124 05102 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 352 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 821,977 sqft (18.8 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 960 sqft |
| Deck Area | 168 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Utility Building | 1 sqft |
| Pole Barn | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 280 OLD JACKSON HWY |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 960700 |
Source: Lawrence County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 OLD JACKSON HWY, LORETTO, TN 38469-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage LAWRENCEBURG FEDERAL BANK |
| Jun 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage LAWRENCEBURG FED'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2002 · Amount on Record |
| Deed Sale | Jan 7, 2002 · Amount on Record |
| Deed Book / Page | 66 / 695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 280 OLD JACKSON HWY, LORETTO, TN 38469-3202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 OLD JACKSON HWY, LORETTO, TN 38469-3202 |
| Document Number | 0000615764 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 615/764 |
| Instrument | 20007199 |
| Name | LAWRENCEBURG FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 280 OLD JACKSON HWY, LORETTO, TN 38469-3202 |
| Document Number | 597450 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 280 OLD JACKSON HWY LORETTO TN 384693202, LORETTO, TN 38469-3202 |
| Document Number | 597450 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 000597/000450 |
| Instrument | 3484 |
| Name | LAWRENCEBURG FED'L BK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2035 |
| Rate | 4.75% |
|---|
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 Additional exemption filed | $61,025 (-) Land $13,175 Building $47,850 | |
| 2023 | $1,227.00 Additional exemption filed | $61,025 (-) Land $13,175 Building $47,850 | |
| 2022 | $1,227.00 | $61,025 Land $13,175 Building $47,850 | $280,300 Land $88,900 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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