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280 Ocean Reef Ln, Naples, FL 34114 Property Records

Collier County property record for 280 Ocean Reef Ln, Naples, FL 34114

Property Summary

Property TypeCondominium
Details1,554 sqft · built 1995
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Nov 2024)
Tax Bill$1,800 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN710800 1236B12

Property Details

APN / Parcel Number

Primary APN710800 1236B12
Alternative APNs
  • 816249200061569001236
  • 81624920006

Interior

Stories1 Story
Building Area1,554 sqft Living Area
Gross Area1,802 sqft
1st Floor Area1,554 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area3,049 sqft (0.07 acres)
Garage TypeCarport
Garage Area396 sqft
CarportCarport
Carport Area396 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area312 sqft

Location & Zoning

Street Address280 OCEAN REEF LN
CityNAPLES
StateFL
Zip34114-8446
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeMH
Legal DescriptionWEST WIND MOIBLE HOME ESTATES A CONDOMINIUM UNIT 123
Legal Range26
Legal Township51
Legal Section12
Legal SubdivisionWEST WIND MOBILE HOME ESTATES A CONDOMIN
Legal Tract710800
Legal Block1
Legal Lot Number123
Legal Unit123
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1000
Census Tract11108

Owner

280 Ocean Reef Ln, a condominium, is owned and occupied by an individual who bought it in November 2024.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address280 OCEAN REEF LN, NAPLES, FL 34114-8446
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2024 · Amount on File
Deed SaleNov 20, 2024 · Amount on File
Prior SaleJun 8, 2021 · Amount on File
Deed Document Number20246614926
Deed Book / Page6416 / 1386
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJun 8, 2021
Property Address280 OCEAN REEF LN, NAPLES, FL 34114-8446
Document Number0059610048
Book / Page5961 / 48
Map ReferenceMB 630 PG 1883-1932
Instrument DateMay 26, 2021
Instrument6073685
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyTROPICAL TITLE INC, TROPICAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,075.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6670 BEACH RESORT DR # DR5, 6670, NAPLES, FL 34114-7535

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address280 OCEAN REEF LN, NAPLES, FL 34114-8446

Mortgage

Document Number596150
DateJun 8, 2021
Instrument5961/50
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 280 Ocean Reef Ln was $1,800.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,069 (-6.41%) Land $88,700 Building $48,369$137,069 (-6.41%) Land $88,700 Building $48,369
2025$1,800.00$146,462 Land $99,500 Building $46,962$146,462 Land $99,500 Building $46,962
2023$1,108.00 (+0.54%) Homeowner's exemption$122,933 (+3%)$131,487 (+10.17%) Land $81,800 Building $49,687
2022$1,102.00 Homeowner's exemption$119,352 Land $65,314 Building $54,038$119,352 Land $65,314 Building $54,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Ocean Reef Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 521 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies601 units insured
incl. 80 condo units
Nearby Flood Claims15 (2017–2024)
Claims Outside the SFHA3 of 15
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Ocean Reef Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Summit Broadband.

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