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280 Oak St, Rocky Mount, VA 24151 Property Records

Franklin County property record for 280 Oak St, Rocky Mount, VA 24151

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,161 sqft · built 1965
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Apr 2026)
Tax Bill$740 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN207 00-453 00

Property Details

APN / Parcel Number

Primary APN207 00-453 00
Alternative APN
  • 33629

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,161 sqft Living Area
Gross Area1,316 sqft
1st Floor Area1,161 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
TerrainRolling

Exterior Amenities

Deck Area120 sqft
Patio Area35 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number33629
Street Address280 OAK ST
CityROCKY MOUNT
StateVA
Zip24151-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBLUE HILLS LOTS 50-52
Legal SubdivisionBLUE HILL
Legal Lot Number50-52
JurisdictionFRANKLIN VA
Township / Civil DivisionROCKY MOUNT
Census Block Group2
Census Block2016
Census Tract20801

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address280 OAK ST, ROCKY MOUNT, VA 24151-1201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORPORATION
Apr 8, 2026Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORPORATION
Jul 7, 2023Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Jun 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Prior SaleJul 7, 2023 · Amount on Record
Deed Document Number20262168
Deed Book / Page1243 / 1556
Prior Transfer DateDec 22, 2009
Prior Transfer Doc00097401748
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateApr 8, 2026
Property Address280 OAK ST, ROCKY MOUNT, VA 24151-1201
Document Number0000002168
Book / Page1243 / 1556
Instrument DateApr 8, 2026
Instrument2026.2168
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,745.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address280 OAK ST, ROCKY MOUNT, VA 24151-1201

Mortgage

Document Number0000002170,
DateApr 8, 2026
Book Page1243/1575
Instrument2026.2170
Lender
NameSWBC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateApr 8, 2026
Property Address280 OAK ST, ROCKY MOUNT, VA 24151-1201
Document Number0012431556
Book / Page1243 / 1556
Instrument DateApr 8, 2026
Instrument20262168
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,745.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address280 OAK ST, ROCKY MOUNT, VA 24151-1201

Mortgage

Document Number0000002170,
DateApr 8, 2026
Book Page1243/1575
Instrument20262170
Lender
NameSWBC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateJul 7, 2023
Property Address280 OAK ST, ROCKY MOUNT, VA 24151-1201
Document Number0012010163
Book / Page1201 / 163
Map ReferenceMB 1 PG 47
Instrument DateJul 7, 2023
Instrument230003858
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$88.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 HAJO LN, ROCKY MOUNT, VA 24151-6819

Mortgage

Document Number0230003859
DateJul 7, 2023
Instrument230003859
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN VA
Recording DateJun 26, 2020
Property Address280 OAK ST, ROCKY MOUNT, VA 24151-1201
Document Number0011411888
Book / Page001141 / 001888
Instrument DateJun 26, 2020
Instrument4307
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 WESCOTT RD ROCKY MOUNT VA 241514092, ROCKY MOUNT, VA 24151-4092

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
MunicipalityRocky Mount Town
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$740.00 (+20.33%)$172,100 (+70.56%) Land $28,000 Building $144,100$172,100 (+70.56%) Land $28,000 Building $144,100
2023$615.00$100,900 (-) Land $25,000 Building $75,900$100,900 (-) Land $25,000 Building $75,900
2022$100,900 Land $25,000 Building $75,900$100,900 Land $25,000 Building $75,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ROCKY MOUNT
serves 6,000 people · EPA ID VA5067840
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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