Pendleton County property record for 280 Oak St, Butler, KY 41006
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,617 sqft · built 1996 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,900 (Apr 2015) |
| Tax Bill | $3,776 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-60-02-017.00 |
| Primary APN | 037-60-02-017.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,617 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 280 OAK ST |
|---|---|
| City | BUTLER |
| State | KY |
| Zip | 41006-8416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 (1.210 ACRES)& HOUSE |
| Legal Subdivision | DUCKER WOODS |
| Legal Lot Number | 40 |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 930101 |
Source: Pendleton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 OAK ST, BUTLER, KY 41006-8416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on Record |
| Deed Sale | Apr 21, 2015 · Amount on Record |
| Prior Sale | Jan 8, 2008 · Amount on Record |
| Deed Book / Page | 330 / 245 |
| Prior Transfer Date | Mar 26, 2015 |
| Prior Transfer Doc | 0329000815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 280 OAK ST, BUTLER, KY 41006-8416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000447/726 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 447/726 |
| Instrument | 627329 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 280 OAK ST, BUTLER, KY 41006-8416 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M401/746 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | M401/746 |
| Instrument | 545290 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 280 OAK ST, BUTLER, KY 41006-8416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | D387/622 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | D387/622 |
| Instrument | 521833 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Pendleton County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,776.00 (-4.5%) Homeowner's exemption | $352,900 (-) | $352,900 (-) |
| 2023 | $3,954.00 Homeowner's exemption | $352,900 | $352,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENDLETON CO WATER DISTRICT #1 / NORTH serves 1,485 people · EPA ID KY0960348 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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