280 Oak Ct, Grand Junction, CO 81503 Property Records

Mesa County property record for 280 Oak Ct, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1981
Lot Size	0.142 acres (6,170 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2021)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	May 2021 Sale Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2945-252-08-010`

Property Details

APN / Parcel Number

Primary APN	`2945-252-08-010`
Alternative APN	`R070970`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,170 sqft (0.142 acres)
Garage Type	Attached
Garage Area	264 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R070970
Street Address	280 OAK CT
City	GRAND JUNCTION
State	CO
Zip	81503-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 CYPHERS SUB REPLAT OF LOTS 5-6 BLK 1 + LOTS 3-4 BLK 2 CYPHERS SUB SEC 25 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	25
Legal Subdivision	CYPHERS SUB
Legal Block	2,1
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2008
Census Tract	1304

Owner

280 Oak Ct is owned by an individual who bought it in May 2021.

Source: Mesa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	424 E MAYFIELD DR, GRAND JUNCTION, CO 81507-1520
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage AMCAP MORTGAGE LTD
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Dec 27, 2018	Trustee's Deed, Foreclosure
Nov 28, 2018	Certificate of Purchase, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	20212981476
Record Updated	Oct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 17, 2021
Property Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071
Document Number	0002981476
Instrument Date	May 14, 2021
Instrument	2981476
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002953704
Date	Nov 23, 2020
Instrument	2953704

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 30, 2019
Property Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071
Document Number	0002877994
Instrument Date	Apr 26, 2019
Instrument	2877994
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071

Mortgage

Document Number	0002877995
Date	Apr 30, 2019
Instrument	2877995

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0002877996
Date	Apr 30, 2019
Instrument	2877996

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MESA CO
Recording Date	Dec 27, 2018
Property Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071
Document Number	0002865474
Instrument Date	Dec 27, 2018
Instrument	2865474
Transaction Type	Foreclosure
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2519 SNOWMASS CT GRAND JUNCTION CO 815071752, GRAND JUNCTION, CO 81507-1752
Investor	Possibly a Property Investor

November 2018: Certificate of Purchase, Foreclosure

Document Type	Certificate of Purchase
Jurisdiction	MESA CO
Recording Date	Nov 28, 2018
Property Address	280 OAK CT, GRAND JUNCTION, CO 81503-2071
Document Number	0002862728
Instrument	2862728
Transaction Type	Foreclosure
Record Updated	Dec 17, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 SNOWMASS CT GRAND JUNCTION CO 815071752, GRAND JUNCTION, CO 81507-1752

Tax Assessment & Valuation

The 2025 property tax bill for 280 Oak Ct was $1,330, up 1.3% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00 (+1.29%)	$16,040 (-1.72%) Land $3,880 Building $12,160	$256,570 Land $62,000 Building $194,570
2024	$1,313.00 (+0.46%)	$16,320 (-) Land $3,280 Building $13,040
2023	$1,307.00 (+28.14%)	$16,320 (+35.66%) Land $3,280 Building $13,040	$243,600 Land $48,950 Building $194,650
2022	$1,020.00	$12,030 Land $2,430 Building $9,600
2021			$173,140 Land $35,000 Building $138,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 280 Oak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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