280 North St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 280 North St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,666 sqft · built 1969
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$2,550,000 (May 2022)
Tax Bill$37,588 (2026)
Deeds & MortgagesDec 2018 Line of Credit
May 2019 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN551400 146-5-1-20

Property Details

APN / Parcel Number

Primary APN551400 146-5-1-20
Alternative APN
  • 140014600500010200000000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,666 sqft Living Area
1st Floor Area1,650 sqft
2nd Floor Area2,016 sqft
Upper Floors Area525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialWood
Lot Area28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address280 NORTH ST
CityRYE
StateNY
Zip10580-1559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionWILLIEMSON PELL
Legal Block1
Legal Lot Number20.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group3
Census Block3006
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address280 NORTH ST, RYE, NY 10580-1559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2018Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Sep 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CITIBANK NA
Apr 29, 2019Loan Modification, Mortgage
CITIBANK
Dec 7, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleDec 7, 2018 · Amount on Record
Deed Document Number20223854
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address280 NORTH ST, RYE, NY 10580-1559
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0583323344
DateDec 7, 2018
Instrument583323344
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address280 NORTH ST, RYE, NY 10580-1559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOURT STREET ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0591273203
DateMay 14, 2019
Instrument591273203
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address280 NORTH ST, RYE, NY 10580-1559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601549445
DateSep 28, 2020
Instrument601549445
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address280 NORTH ST, RYE, NY 10580-1559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOURT STREET ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602673225
DateSep 28, 2020
Instrument602673225
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term357 Months
DueJun 1, 2050

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address280 NORTH ST, RYE, NY 10580-1559
Document Number0591273204
Instrument DateApr 29, 2019
Transaction TypeMortgage
Record UpdatedMay 24, 2019
Title CompanyCOURT STATE ABSTRACT INC, COURT ST ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address280 NORTH ST RYE NY 105801559, RYE, NY 10580-1559

Mortgage

Document Number0591273204
DateMay 14, 2019
Book Page059127/003204
Lender
NameCITIBANK
TypeBank
AddressO'FALLON, MO 63368-2240
Agreement
AmountAmount Recorded
Term360 Months
DueMay 13, 2049

December 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateDec 7, 2018
Property Address280 NORTH ST, RYE, NY 10580-1559
Document Number0583303239
Map ReferenceMAP 14840
Instrument DateNov 20, 2018
Instrument583303239
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCOURT STREET ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,300.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 FERNWOOD AVE, 14, RYE, NY 10580-3507

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 WALKER AVE, RYE, NY 10580-1218

Mortgage

Document Number0583323338
DateDec 7, 2018
Instrument583323338
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,588.00 (+8.95%)
2025$34,500.00$29,650 (-) Land $6,800 Building $22,850$2,512,712 (+6.78%) Land $576,271 Building $1,936,441
2024$29,650 (-) Land $6,800 Building $22,850$2,353,175 (+2.38%) Land $539,683 Building $1,813,492
2023$29,650 Land $6,800 Building $22,850$2,298,450 Land $527,132 Building $1,771,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims24 (1978–2023)
Claims Outside the SFHA18 of 24
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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