280 N Garden Way, Eugene, OR 97401 Property Records

Lane County property record for 280 N Garden Way, Eugene, OR 97401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,077 sqft · built 1951
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$289,000 (Oct 2020)
Tax Bill$2,997 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-03-28-12-05001-000

Property Details

APN / Parcel Number

Primary APN17-03-28-12-05001-000
Alternative APNs
  • 1703281205001
  • 0238327

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,077 sqft Living Area
Gross Area1,341 sqft
1st Floor Area1,077 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area264 sqft
DrivewayDriveway
Driveway Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number0238327
Street Address280 N GARDEN WAY
CityEUGENE
StateOR
Zip97401-5361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTL 05001
Legal Range03
Legal Township17
Legal Section28
Legal SubdivisionLAND PARTITION PLAT #97-0978
Legal Lot Number5001
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group2
Census Block2006
Census Tract3103

Owner

Source: Lane County records · APN 17-03-28-12-05001-000

Assessment roll updated November 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address280 N GARDEN WAY, EUGENE, OR 97401-5361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CREDIT UNION
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
May 03, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 07, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 11, 2018Deed of Trust, Mortgage · Line of Credit
OUR CMNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2020 · Amount on Record
Deed SaleOct 07, 2020 · Amount on Record
Prior SaleJul 21, 2006 · Amount on Record
Deed Document Number202057335
Last Transfer DateApr 09, 2021
Transfer Doc0000030469
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateApr 06, 2026
Property Address280 N GARDEN WAY, EUGENE, OR 97401-5361
Document Number0000010574
Instrument DateApr 01, 2026
Instrument202610574
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010574,
DateApr 06, 2026
Instrument202610574
Lender
NameSELCO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address280 N GARDEN WAY, EUGENE, OR 97401-5361
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055795
DateAug 25, 2021
Instrument2021-055795
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANE OR
Recording DateMay 03, 2021
Property Address280 N GARDEN WAY, EUGENE, OR 97401-5361
Document Number0000030469
Instrument DateApr 09, 2021
Instrument2021-030469
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 N GARDEN WAY, EUGENE, OR 97401-5361

Mortgage

Document Number0000030470
DateMay 03, 2021
Instrument2021-030470
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateOct 07, 2020
Property Address280 N GARDEN WAY, EUGENE, OR 97401-5361
Document Number0000057335
Instrument DateOct 06, 2020
Instrument2020-057335
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3539 WESTERN DR, EUGENE, OR 97401-5365

Mortgage

Document Number0000057336
DateOct 07, 2020
Instrument2020-057336
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address280 N GARDEN WAY, EUGENE, OR 97401-5361
Document Number0000047934
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address280 N GARDEN WAY EUGENE OR 974015361, EUGENE, OR 97401-5361

Mortgage

Document Number0000047934
DateOct 12, 2018
Instrument47934
Lender
NameOUR CMNTY CU
AddressSPRINGFIELD, OR 97475
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,997.00 (+3.92%)$153,838 (+6.09%)$363,190 (+5.56%) Land $153,176 Building $210,014
2023$2,884.00 (+4%)$145,008 (+3%)$344,063 (+9.83%) Land $123,707 Building $220,356
2022$2,773.00$140,785$313,256 Land $123,707 Building $189,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Alyrica Networks
Fixed Wireless
400 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Hunter Communications & Technologies, Northwest Fiber, Verizon.

Based on FCC filings for 204 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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