Santa Cruz County property record for 280 More Dr, Boulder Creek, CA 95006
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 3,167 sqft · built 2026 |
| Lot Size | 2.28 acres (99,709 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (May 2017) |
| Tax Bill | $3,864 (2025) |
| Deeds & Mortgages | Sep 2025 Construction Loan May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-211-01 |
| Primary APN | 084-211-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,167 sqft Gross Area |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 99,709 sqft |
| Garage Type | Carport |
| Garage Area | 700 sqft |
| Carport | Carport |
| Carport Area | 700 sqft |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|
| Street Address | 280 MORE DR |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9645 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 120400 |
280 More Dr, vacant land, is owned by an individual who bought it in May 2017.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 FERN DR, BOULDER CREEK, CA 95006-9023 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2017 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on File |
| Deed Sale | May 19, 2017 · Amount on File |
| Deed Document Number | 201716613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 280 MORE DR, BOULDER CREEK, CA 95006-9645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 202 FERN DR, BOULDER CREEK, CA 95006-9023 |
| Document Number | 0000020613 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-0020613 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Oct 1, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 19, 2017 |
| Property Address | BOULDER CREEK, CA 95006 |
| Document Number | 0000016613 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017-0016613 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 202 FERN DR, BOULDER CREEK, CA 95006-9023 |
| Document Number | 0000016614 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 2017-0016614 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
The 2025 property tax bill for 280 More Dr was $3,864.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $373,351 (+21.53%) Land $313,351 Building $60,000 | |
| 2025 | $3,864.00 | $307,207 Land $307,207 |
| 2023 | $3,666.00 (+2.23%) | $295,278 Land $295,278 |
| 2022 | $3,586.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 280 More Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 48 (1980–2023) |
| Claims Outside the SFHA | 7 of 48 |
| Most Recent Claim | Jun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 More Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Surfnet Communications, Verizon.
5G (outdoors only) and 4G LTE
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