280 Monts Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 280 Monts Rd, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2001)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004000-03-125`

Property Details

APN / Parcel Number

Primary APN	`004000-03-125`
Alternative APN	`0400003125`

Interior

Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	280 MONTS RD
City	GILBERT
State	SC
Zip	29054-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1023
Census Tract	21310

Owner

280 Monts Rd is owned and occupied by an individual who acquired it in May 2009.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	280 MONTS RD, GILBERT, SC 29054-9367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2001 · Amount on File
Deed Sale	Apr 26, 2001 · Amount on File
Deed Book / Page	6332 / 171
Last Transfer Date	May 22, 2009
Transfer Doc	1362000015
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	280 MONTS RD, GILBERT, SC 29054-9367
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096505904
Date	Sep 17, 2021
Book Page	20965/5904
Instrument	2021050506

Lender

Name	AUSTIN CAPITAL BANK SSB
Type	Bank
Address	AUSTIN, TX 78757

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$2,550 (-) Land $2,000 Building $550	$63,744 (-) Land $50,000 Building $13,744
2023	$2,550 Land $2,000 Building $550	$63,744 Land $50,000 Building $13,744

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 Monts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Monts Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20