280 Misty Ln, Holt, MO 64048 Property Records

Clay County property record for 280 Misty Ln, Holt, MO 64048

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,426 sqft · built 1998
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Aug 2005)
Tax Bill$2,606 (2025)
Deeds & MortgagesJan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-913-00-01-016.00

Property Details

APN / Parcel Number

Primary APN03-913-00-01-016.00
Alternative APNs
  • 0391300010160001
  • 3913000101600
  • 242800

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,426 sqft Living Area
Gross Area3,492 sqft
1st Floor Area1,426 sqft
Basement Area644 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions200 ft deep x 82 ft wide
Garage TypeAttached
Garage Area1,422 sqft
Parking Spaces2 Parking Spaces
Deck Area108 sqft
Patio Area614 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address280 MISTY LN
CityHOLT
StateMO
Zip64048-8306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRETA HILL LT 1
Legal Range31W
Legal Township54N
Legal Section35
Legal SubdivisionGRETA HILL
Legal Lot Number1
JurisdictionCLAY MO
Township / Civil DivisionKEARNEY
Census Block Group3
Census Block3005
Census Tract21809

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address280 MISTY LN, HOLT, MO 64048-8306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2005 · Amount on Record
Deed SaleAug 24, 2005 · Amount on Record
Prior SaleJul 2, 2001 · Amount on Record
Deed Document Number200540405
Deed Book / Page5114 / 119
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address280 MISTY LN, HOLT, MO 64048-8306
Document Number0000001696
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2019
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address280 MISTY LN HOLT MO 640488306, HOLT, MO 64048-8306

Mortgage

Document Number0000001696
DateJan 22, 2019
Book Page008353/000091
Instrument1696
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityHolt City
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,606.00 (+10.99%)$38,110 (+10.95%)$200,579 (+10.95%)
2023$2,348.00 (+10.55%)$34,350$180,789
2019$2,124.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY COUNTY PWSD 3
serves 3,447 people · EPA ID MO1024143
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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