280 Minto Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 280 Minto Rd, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Orchard (Fruit, Nut)
Details	4 bd · 2 ba · 1,776 sqft · built 1937
Lot Size	17.2 acres (749,624 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Aug 2001)
Tax Bill	$8,691 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-101-22`

Property Details

APN / Parcel Number

Primary APN	`051-101-22`
Alternative APN	`051-101-22-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,776 sqft Gross Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	749,624 sqft
Terrain	Steep
View / Lot	Mountain
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	280 MINTO RD
City	WATSONVILLE
State	CA
Zip	95076-1341
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	122500

Owner

Source: Santa Cruz County records · APN 051-101-22

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 WILLOWCREEK ST, WATSONVILLE, CA 95076-2693
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2001 · Amount on Record
Deed Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	200154973
Last Transfer Date	Nov 17, 2006
Transfer Doc	0000072835
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	280 MINTO RD, WATSONVILLE, CA 95076-1341
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006131
Date	Feb 28, 2018
Instrument	2018-0006131

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$676,500 (+2%) Land $421,920 Building $254,580
2025	$8,691.00 (+11.7%)	$663,236 (+4.04%) Land $413,647 Building $249,589
2023	$7,781.00 (+1.86%)	$637,482 Land $397,585 Building $239,897
2022	$7,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871225002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force 21 of 24 on primary residences
Nearby Flood Claims	28 (1982–2023)
Most Recent Claim	Mar 2023, river or lake flooding, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Flood Events	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (Mar 2023), 6 claims Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 10 claims Severe Winter Storms, Flooding, And Mudslides (Feb 2017), 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.