280 McKinney Gap Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 280 McKinney Gap Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,224 sqft · built 2010
Lot Size	0.5 acres (21,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2021)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9862-34-5076`

Property Details

APN / Parcel Number

Primary APN	`9862-34-5076`
Alternative APNs	`9862345076 0008080` `8080`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	3,224 sqft Heated Area
1st Floor Area	884 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,797 sqft (0.5 acres)
Porch	Slab
Deck Area	467 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	280 MCKINNEY GAP DR
City	MARS HILL
State	NC
Zip	28754-5788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOLF LAUREL ESTATES LO:729 PH:4 SE:3 PL:2-111
Legal Subdivision	WOLF LAUREL ESTATES
Legal Phase	4
Legal Block	34
Legal Lot Number	729
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1018
Census Tract	10100

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 MCKINNEY GAP DR, MARS HILL, NC 28754-5788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	2021344103
Deed Book / Page	735 / 403
Prior Transfer Date	Feb 9, 2016
Prior Transfer Doc	0006040229
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Nov 12, 2021
Property Address	280 MCKINNEY GAP DR, MARS HILL, NC 28754-5788
Document Number	0007350403
Book / Page	735 / 403
Map Reference	MB 2 PG 111
Instrument Date	Nov 1, 2021
Instrument	344103
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 PAINTED RIDGE LN, 149, MARS HILL, NC 28754-5708

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	344104
Date	Nov 12, 2021
Instrument	344104

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	280 MCKINNEY GAP DR, MARS HILL, NC 28754-5788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006810094
Date	Dec 17, 2019
Book Page	681/094
Instrument	334928

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00	$779,090 (-) Land $41,700 Building $737,390	$779,090 (-) Land $41,700 Building $737,390
2024	$3,685.00	$779,090 (+125.29%) Land $41,700 Building $737,390	$779,090 (+125.29%) Land $41,700 Building $737,390
2023		$345,820 Land $31,593 Building $314,227	$345,820 Land $31,593 Building $314,227

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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