280 Maple St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 280 Maple St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,461 sqft · built 1900
Lot Size	0.284 acres (12,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2021)
Tax Bill	$2,372 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.58-07-05`

Property Details

APN / Parcel Number

Primary APN	`351200 128.58-07-05`
Alternative APNs	`120012805800070050000000` `2450 M`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,461 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	475 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,400 sqft (0.284 acres)
Lot Dimensions	124 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2450 M
Street Address	280 MAPLE ST
City	OSWEGO
State	NY
Zip	13126-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	SUBDIVISION #32 HAMILTONS GORE
Legal Block	7
Legal Lot Number	5.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1004
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 MAPLE ST, OSWEGO, NY 13126-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS FCU
May 27, 2020	Grant Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS
Jul 2, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202114806
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000005422
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 13, 2021
Property Address	280 MAPLE ST, OSWEGO, NY 13126-3412
Document Number	0000004806
Instrument Date	Nov 3, 2021
Instrument	R-2021-014806
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 RATHBURN RD, 54, FULTON, NY 13069-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 MONTCALM ST # B, B, OSWEGO, NY 13126-1013

Mortgage

Document Number	0000004807
Date	Dec 13, 2021
Instrument	R-2021-014807

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	280 MAPLE ST, OSWEGO, NY 13126-3412
Document Number	0000004901
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 MAPLE ST OSWEGO NY 131263412, OSWEGO, NY 13126-3412

Mortgage

Document Number	0000004901
Date	Jun 19, 2020
Instrument	4901

Lender

Name	COMPASS FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	May 27, 2020
Property Address	280 MAPLE ST, OSWEGO, NY 13126-3412
Document Number	0000004075
Instrument Date	Apr 21, 2020
Instrument	4075
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RATHBUM RD FULTON NY 13069, FULTON, NY 13069

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 2, 2019
Property Address	280 MAPLE ST, OSWEGO, NY 13126-3412
Document Number	0000005422
Instrument Date	Jun 19, 2019
Instrument	5422
Transaction Type	Foreclosure
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MEMBER WAY SYRACUSE NY 132124030, SYRACUSE, NY 13212-4030

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00 (-1.17%)
2025	$2,400.00	$128,000 (+120.69%) Land $22,700 Building $105,300	$128,000 (+83.17%) Land $22,700 Building $105,300
2023		$58,000 Land $16,900 Building $41,100	$69,880 Land $20,362 Building $49,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1986)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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