280 Main St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 280 Main St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,096 sqft · built 1937
Lot Size	0.386 acres (16,805 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jan 2023)
Tax Bill	$5,939 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84-020`

Property Details

APN / Parcel Number

Primary APN	`84-020`
Alternative APNs	`FRAN M:268 L:005` `M:084 L:020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	3,356 sqft
Basement Area	1,106 sqft
Unfinished Basement	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,805 sqft (0.386 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	84-020
Street Address	280 MAIN ST
City	FRANKLIN
State	MA
Zip	02038-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	3
Census Block	3001
Census Tract	442101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Common Historic District listed 2005 · 80 contributing resources · NRIS 05000218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

280 Main St is owned and occupied by two individuals who bought it in January 2023.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 MAIN ST, FRANKLIN, MA 02038-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP
Jun 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JRB CAPITAL INV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Jun 22, 2022 · Amount on File
Deed Book / Page	41004 / 73
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jan 4, 2023
Property Address	280 MAIN ST, FRANKLIN, MA 02038-1820
Document Number	0041004-73
Book / Page	41004 / 73
Instrument Date	Jan 4, 2023
Instrument	613
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	280 MAIN ST, FRANKLIN, MA 02038-1820

Mortgage

Document Number	0000000614
Date	Jan 4, 2023
Instrument	614

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 22, 2022
Property Address	280 MAIN ST, FRANKLIN, MA 02038-1820
Document Number	040630-258
Book / Page	40630 / 258
Instrument Date	Jun 22, 2022
Instrument	55244
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HAVEN ST, DOVER, MA 02030-2129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055245
Date	Jun 22, 2022
Instrument	55245

Lender

Name	JRB CAPITAL INV

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 280 Main St was $5,939, up 4.2% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,939.00 (+4.23%)	$511,100 (+5.75%) Land $236,900 Building $274,200	$618,450 (-)
2024	$5,698.00 (+0.11%)	$483,300 (+6.81%) Land $236,900 Building $246,400	$618,450
2023	$5,692.00	$452,500 Land $258,700 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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