280 Lower Simmons Rd, Macon, GA 31220 Property Records

Monroe County property record for 280 Lower Simmons Rd, Macon, GA 31220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,656 sqft · built 2011
Lot Size	6.07 acres (264,409 sqft)
Owner	2 Individual Names on File
Last Sale	$712,500 (Sep 2026)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-057`

Property Details

APN / Parcel Number

Primary APN	`071-057`
Alternative APN	`12752`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Heated Area
1st Floor Area	1,424 sqft
Attic	Attic
Attic Area	1,232 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	264,409 sqft (6.07 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	7 Parking Spaces
Pool Area	480 sqft
Porch	Patio
Porch Area	1,364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Convection
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12752
Street Address	280 LOWER SIMMONS RD
City	MACON
State	GA
Zip	31220-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 32 LD 13 LOTS 17 & 18 PH III MONTPELIER
Legal Subdivision	MONTPELIER SPRINGS
Legal Phase	3
Legal Lot Number	17,18
Jurisdiction	MONROE GA
Township / Civil Division	CULLODEN-BOLINGBROKE
Census Block Group	1
Census Block	1074
Census Tract	50301

Owner

280 Lower Simmons Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Monroe County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 LOWER SIMMONS RD, MACON, GA 31220-5519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDSOUTH COMMUNITY FEDERAL CREDIT UNION
May 28, 2019	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Book / Page	2436 / 117
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE GA
Recording Date	Sep 9, 2026
Property Address	280 LOWER SIMMONS RD, MACON, GA 31220-5519
Document Number	2436000117
Book / Page	2436 / 117
Instrument Date	Aug 28, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LOWER SIMMONS RD, MACON, GA 31220-5519
Investor	Possibly a Property Investor

Mortgage

Document Number	2436000119,
Date	Sep 9, 2026
Book Page	2436/119

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE GA
Recording Date	Jun 25, 2021
Property Address	280 LOWER SIMMONS RD, MACON, GA 31220-5519
Document Number	0021110125
Book / Page	2111 / 125
Instrument Date	Jun 25, 2021
Instrument	2021-001066
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LOWER SIMMONS RD, MACON, GA 31220-5519

Mortgage

Document Number	0021110000000127
Date	Jul 1, 2021
Book Page	0000002111/0000000127

Lender

Name	MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE GA
Property Address	280 LOWER SIMMONS RD, MACON, GA 31220-5519
Document Number	0019310209
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LOWER SIMMONS RD MACON GA 312205519, MACON, GA 31220-5519

Mortgage

Document Number	0019310209
Date	Jul 15, 2019
Book Page	001931/000209

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	MACON, GA 31201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 280 Lower Simmons Rd was $4,797 with a homeowner's exemption.

Source: Monroe County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,797.00 (-0.02%) Homeowner's exemption	$182,440 (-1.91%) Land $14,480 Building $167,960	$456,100 (-1.91%) Land $36,200 Building $419,900
2024	$4,798.00 (+27.37%) Homeowner's exemption	$186,000 (+13.75%) Land $14,480 Building $171,520	$465,000 (+13.75%) Land $36,200 Building $428,800
2023	$3,767.00 (-8.17%) Homeowner's exemption	$163,520 (-) Land $14,480 Building $149,040	$408,800 (-) Land $36,200 Building $372,600
2022	$4,102.00 Homeowner's exemption	$163,520 Land $14,480 Building $149,040	$408,800 Land $36,200 Building $372,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 Lower Simmons Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Lower Simmons Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Public Service Wireless Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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