280 Lower Main St, Clio, CA 96106 Property Records

Plumas County property record for 280 Lower Main St, Clio, CA 96106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,341 sqft · built 1962
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Mar 2016)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133-052-002-000`

Property Details

APN / Parcel Number

Primary APN	`133-052-002-000`
Alternative APN	`133-052-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Basement Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	133-052-002
Street Address	280 LOWER MAIN ST
City	CLIO
State	CA
Zip	96106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R
Legal Subdivision	MOHAWK
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	PLUMAS CA
Township / Civil Division	GRAEAGLE
Census Block Group	1
Census Block	1115
Census Tract	201

Owner

280 Lower Main St is owned and occupied by two individuals who acquired it in July 2019.

Source: Plumas County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 442, CLIO, CA 96106-0442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2016 · Amount on File
Deed Sale	Mar 11, 2016 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	20161210
Last Transfer Date	Jul 24, 2019
Transfer Doc	0000004198
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	280 LOWER MAIN ST, CLIO, CA 96106
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LOWER MAIN ST, CLIO, CA 96106

Mortgage

Document Number	0000000186
Date	Jan 7, 2022
Instrument	2022-0000186

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLUMAS CA
Recording Date	Aug 29, 2019
Property Address	280 LOWER MAIN ST, CLIO, CA 96106
Document Number	0000004198
Map Reference	MB A PG 23
Instrument Date	Jul 24, 2019
Instrument	2019-0004198
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CAL SIERRA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 442, CLIO, CA 96106-0442

Mortgage

Document Number	0000004199
Date	Aug 29, 2019
Instrument	2019-0004199

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 280 Lower Main St was $2,800 with a homeowner's exemption.

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,714 (+2%) Land $76,943 Building $191,771
2025	$2,800.00 Homeowner's exemption	$263,446 Land $75,435 Building $188,011
2023	$2,754.00 (+0.33%) Homeowner's exemption	$253,217 Land $72,506 Building $180,711
2022	$2,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 280 Lower Main St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Nearby Flood Policies	30 units insured incl. 2 condo units
Nearby Flood Claims	12 (1986–2017)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Flooding, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Lower Main St is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIO PUBLIC UTILITY DISTRICT serves 79 people · EPA ID CA3200509
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Plumas-Sierra Telecommunications Fixed Wireless · Fiber in parts of the area · not low latency	50 / 10
DigitalPath Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Main St

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