280 Lipscomb Cir, Laceys Spring, AL 35754 Property Records

Morgan County property record for 280 Lipscomb Cir, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,872 sqft · built 1997
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2022)
Tax Bill	$755 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Jun 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-01-12-0-003-016.000`

Property Details

APN / Parcel Number

Primary APN	`09-01-12-0-003-016.000`
Alternative APNs	`142495` `19368`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	142495
Street Address	280 LIPSCOMB CIR
City	LACEYS SPRING
State	AL
Zip	35754-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SE1/4 NW1/4 SW1/4 OF SEC 12, T6S, R1W, TH E 660', TH N 164.9', TH W'LY 443.7'; TH SW'LY 253.03' TO POB
Legal Range	1W
Legal Township	6S
Legal Section	12
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	2
Census Block	2002
Census Tract	5704

Owner

280 Lipscomb Cir is owned and occupied by an individual who bought it in January 2022.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	280 LIPSCOMB CIR, LACEYS SPRING, AL 35754-3424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOMES LOANS INC
Jun 17, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
Sep 23, 2011	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIDELITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Sep 23, 2011 · Amount on File
Deed Book / Page	2022 / 321
Prior Transfer Date	Jan 7, 2011
Prior Transfer Doc	2011/00781
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	280 LIPSCOMB CIR, LACEYS SPRING, AL 35754-3424
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/32561
Date	Jun 17, 2005
Book Page	2005/32561

Lender

Name	COUNTRYWIDE HOMES LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2035

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	280 LIPSCOMB CIR, LACEYS SPRING, AL 35754-3424
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/32581
Date	Jun 17, 2005
Book Page	2005/32581

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	280 LIPSCOMB CIR, LACEYS SPRING, AL 35754-3424
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/27307
Date	Sep 23, 2011
Book Page	2011/27307

Lender

Name	REDSTONE FCU
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2041

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 7, 2022
Property Address	280 LIPSCOMB CIR, LACEYS SPRING, AL 35754-3424
Document Number	002022/321
Book / Page	2022 / 321
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	VALLEY TITLE AND CLOSING SERVICES, VALLEY TTL & CLOSING SVCS LC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LIPSCOMB CIR, LACEYS SPRING, AL 35754-3424

Mortgage

Document Number	0020221611
Date	Jan 7, 2022
Instrument	2022/1611

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 280 Lipscomb Cir was $755 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 Homeowner's exemption	$21,630 (-) Land $3,200 Building $18,430	$216,300 (-) Land $32,000 Building $184,300
2024		$21,630 (+4.34%) Land $3,200 Building $18,430	$216,300 (+4.34%) Land $32,000 Building $184,300
2023	$755.00 (+36.04%) Homeowner's exemption	$20,730 (+27.49%) Land $2,950 Building $17,780	$207,300 (+27.49%) Land $29,500 Building $177,800
2022	$555.00 Homeowner's exemption	$16,260 Land $2,690 Building $13,570	$162,600 Land $26,900 Building $135,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 Lipscomb Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Lipscomb Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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