280 Lightning Bug Ln, Waynesville, NC 28786 Property Records

Haywood County property record for 280 Lightning Bug Ln, Waynesville, NC 28786

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 1998
Lot Size	0.499 acres (21,736 sqft)
Owner	Company Name on Record
Last Sale	$140,760 (Jan 2026)
Tax Bill	$862 (2025)
Deeds & Mortgages	Jan 2026 Foreclosure Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8616-16-6851`

Property Details

APN / Parcel Number

Primary APN	`8616-16-6851`
Alternative APN	`275840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Heated Area
Gross Area	1,592 sqft
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	21,736 sqft (0.499 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	275840
Street Address	280 LIGHTNING BUG LN
City	WAYNESVILLE
State	NC
Zip	28786-0379
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	HTRD
Legal Description	280 LIGHTNING BUG LN #2
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	2
Census Block	2062
Census Tract	920602

Owner

Source: Haywood County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11988 EXIT 5 PKWY, 4, FISHERS, IN 46037-8022
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Trustee's Deed, Foreclosure
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202641
Deed Book / Page	1144 / 631
Prior Transfer Date	Dec 12, 2025
Prior Transfer Doc	0011440631
Record Updated	Oct 29, 2026

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 5, 2026
Property Address	280 LIGHTNING BUG LN, WAYNESVILLE, NC 28786-0379
Document Number	0011440631
Book / Page	1144 / 631
Map Reference	CAB C SL 973
Instrument Date	Dec 18, 2025
Instrument	2026000041
Transaction Type	Foreclosure
Record Updated	Jan 14, 2026

Transaction

Amount	Amount Recorded
Tax	$282.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11988 EXIT 5 PKWY # 4, 4, FISHERS, IN 46037-7939

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 4, 2022
Property Address	280 LIGHTNING BUG LN, WAYNESVILLE, NC 28786-0379
Document Number	0010750826
Book / Page	1075 / 826
Map Reference	CAB C SL 973
Instrument Date	Nov 4, 2022
Instrument	2022011598
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 RAYTOWN HTS, WAYNESVILLE, NC 28786-2658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LIGHTNING BUG LN, WAYNESVILLE, NC 28786-0379

Mortgage

Document Number	0010750829
Date	Nov 4, 2022
Instrument	1075-0829

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,300 (-) Land $27,000 Building $81,300
2025	$862.00	$108,300 (-) Land $27,000 Building $81,300	$108,300 (-) Land $27,000 Building $81,300
2023		$108,300 Land $27,000 Building $81,300	$108,300 (-) Land $27,000 Building $81,300
2021			$108,300 Land $27,000 Building $81,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

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