St. Charles County property record for 280 Letham Ct, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,432 sqft · built 2006 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (May 2026) |
| Tax Bill | $3,601 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage May 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T070700026 |
| Primary APN | T070700026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T070700026 |
|---|---|
| Street Address | 280 LETHAM CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ST ANDREWS VLG C BDRY ADJ LOT C321 & C322 LOT C322 |
| Legal Subdivision | ST ANDREWS VLG C BDRY ADJ LOT C321 & C32 |
| Legal Lot Number | C322 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 310802 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage JLB CORPORATION |
| Feb 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jan 6, 2023 | Beneficiary Deed, Transfer |
| Apr 11, 2022 | Warranty Deed, Transfer TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Oct 12, 2021 | Warranty Deed, Transfer TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Jan 11, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 202622368 |
| Prior Transfer Date | Jan 5, 2023 |
| Prior Transfer Doc | 0000000611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000030403 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 2025R-030403 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2026 |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000022368 |
| Instrument Date | May 12, 2026 |
| Instrument | 202622368 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000022369, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202622369 |
| Name | JLB CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 5, 2024 |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000004553 |
| Map Reference | MB 43 PG 250 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024R-004553 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 111, OLD MONROE, MO 63369-0111 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000004554 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024R-004554 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 6, 2023 |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000000611 |
| Map Reference | MB 43 PG 250 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 2023R-000611 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 DIELMAN RD, SAINT LOUIS, MO 63132-3538 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 11, 2022 |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000020659 |
| Map Reference | MB 43 PG 250 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022R-020659 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 12, 2021 |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000084409 |
| Map Reference | MB 43 PG 250 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021R-084409 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 11, 2021 |
| Property Address | 280 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
| Document Number | 0000002981 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2981 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 280 LETHAM CT ST CHARLES MO 633014594, ST CHARLES, MO 63301-4594 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,762 (-) | $293,484 (-) Building $293,484 | |
| 2025 | $3,601.00 (+2.86%) | $55,762 (+5.44%) | $293,484 (+5.44%) Building $293,484 |
| 2024 | $3,501.00 (+5.64%) | ||
| 2023 | $52,886 (+13.41%) | ||
| 2022 | $3,314.00 | $46,631 | $278,346 (+13.41%) Building $278,346 |
| 2021 | $245,424 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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