280 Larch Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 280 Larch Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	2,434 sqft · built 1954
Lot Size	0.15 acres (6,551 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Dec 2020)
Tax Bill	$15,706 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00325-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00325-0000-00010`
Alternative APNs	`100032500010` `389200`

Interior

Building Area	2,434 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,551 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide

Location & Zoning

Account Number	389200
Street Address	280 LARCH AVE
City	DUMONT
State	NJ
Zip	07628-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X131
Legal Subdivision	DUMONT PARK THIRD MAP
Legal Block	325
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	2
Census Block	2000
Census Tract	10100

Owner

280 Larch Ave is owned and occupied by an individual who bought it in December 2020.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	280 LARCH AVE, DUMONT, NJ 07628-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Deed Document Number	2020134136
Deed Book / Page	3869 / 372
Prior Transfer Date	Jun 28, 2007
Prior Transfer Doc	0093530351
Record Updated	Sep 20, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 15, 2020
Property Address	280 LARCH AVE, DUMONT, NJ 07628-1300
Document Number	0038690372
Book / Page	3869 / 372
Instrument Date	Oct 15, 2020
Instrument	2020134136
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 HARDING AVE, 66, DUMONT, NJ 07628-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LARCH AVE, DUMONT, NJ 07628-1300

Mortgage

Document Number	2020134137
Date	Dec 15, 2020
Instrument	2020134137

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 280 Larch Ave was $15,706, up 3% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$721,100 (+7.43%) Land $355,600 Building $365,500	$721,100 (+7.43%) Land $355,600 Building $365,500
2025	$15,706.00 (+3.03%)	$671,200 Land $324,000 Building $347,200	$671,200 Land $324,000 Building $347,200
2024	$15,244.00
2023		$375,000 Land $170,900 Building $204,100	$375,000 Land $170,900 Building $204,100
2022	$14,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Larch Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 280 Larch Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20