280 Kensington Way, Elyria, OH 44035 Property Records

Lorain County property record for 280 Kensington Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,074 sqft · built 2022
Lot Size	0.282 acres (12,321 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Feb 2023)
Tax Bill	$5,692 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-149`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-149`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,074 sqft Living Area
Gross Area	2,830 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,321 sqft (0.282 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Patio Area	96 sqft
Canopy	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	280 KENSINGTON WAY
City	ELYRIA
State	OH
Zip	44035-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB #1 118.32 X 140
Legal Subdivision	FOUR SEASONS AT CHESTNUT RIDGE SUB 1
Legal Lot Number	36
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	91100

Owner

280 Kensington Way is owned and occupied by two individuals who bought it in February 2023.

Source: Lorain County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 KENSINGTON WAY, ELYRIA, OH 44035-8909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Deed Document Number	2023905932
Record Updated	Jun 8, 2026

February 2023: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 7, 2023
Property Address	280 KENSINGTON WAY, ELYRIA, OH 44035-8909
Document Number	0000905932
Map Reference	VOL 106 PG 60-64
Instrument Date	Jan 9, 2023
Instrument	2023-0905932
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	280 KENSINGTON WAY, ELYRIA, OH 44035-8909

Mortgage

Document Number	0000905933
Date	Feb 7, 2023
Instrument	2023-0905933

Lender

Name	K HOVNANIAL AMERICAN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 280 Kensington Way was $5,692, down 2.8% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,692.00 (-2.77%)	$137,990 (+%) Land $19,020 Building $118,970	$394,250 (-) Land $54,350 Building $339,900
2024	$5,854.00 (-10.52%)	$137,988 (-) Land $19,023 Building $118,965	$394,250 (-) Land $54,350 Building $339,900
2023	$6,542.00 (+809.87%)	$137,988 (+806.62%) Land $19,023 Building $118,965	$394,250 Land $54,350 Building $339,900
2022	$719.00	$15,220 Land $15,220
2021			$43,480 Land $43,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 Kensington Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Kensington Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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