280 Jami Ln, Waco, TX 76708 Property Records

McLennan County property record for 280 Jami Ln, Waco, TX 76708 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,439 sqft · built 2006
Lot Size	2.34 acres (102,366 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180033000313132`

Property Details

APN / Parcel Number

Primary APN	`180033000313132`
Alternative APNs	`1800330003131320101` `107416`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,439 sqft Living Area
1st Floor Area	3,439 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	102,366 sqft (2.34 acres)
Garage Type	Carport
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	392 sqft
Patio Area	108 sqft
Canopy	900 sqft
Utility Building	900 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	107416
Old Parcel Number	1800330003131320101
Street Address	280 JAMI LN
City	WACO
State	TX
Zip	76708-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RABAGO M ACRES 2.35
Legal Subdivision	RABAGO M
Jurisdiction	MCLENNAN TX
Township / Civil Division	CHINA SPRING
Census Block Group	2
Census Block	2008
Census Tract	4102

Owner

Source: McLennan County records · APN 180033000313132

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	280 JAMI LN, WACO, TX 76708-7070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2015
Deed Sale	Jul 21, 2015
Prior Sale	Dec 04, 2014
Deed Document Number	2015022461
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	280 JAMI LN, WACO, TX 76708-7070
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030564
Date	Sep 02, 2020
Instrument	2020030564

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 01, 2045

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$583,679 (-14.47%) Land $77,600 Building $554,570	$632,170 (-7.36%) Land $77,600 Building $554,570
2023	$682,420 Land $77,600 Building $604,820	$682,420 Land $77,600 Building $604,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090041022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2012, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	About 1 in 429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.