280 Independence, San Benito, TX 78586 Property Records

Cameron County property record for 280 Independence, San Benito, TX 78586

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 2020
Lot Size	0.15 acres (6,531 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,800 (Dec 2020)
Tax Bill	$3,832 (2022)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`579701-0010-011000`

Property Details

APN / Parcel Number

Primary APN	`579701-0010-011000`
Alternative APN	`101441`

Interior

Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,531 sqft (0.15 acres)
Lot Dimensions	119 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	850 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	280 INDEPENDENCE
City	SAN BENITO
State	TX
Zip	78586-6971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LIBERTY ESTATES PHASE I SUBD BLK 1 LOT 11 (CAB 1 SLOT 2284-B CCMR)
Legal Subdivision	LIBERTY ESTATES PHASE I SUBD
Legal Block	1
Legal Lot Number	11
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2038
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 17, 2023	Vendor's Lien, Transfer WATERSTONE MORTGAGE CORP
Dec 17, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	202046934
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971

Mortgage

Document Number	0202600350
Date	Jan 6, 2026
Instrument	2026-00350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971

Mortgage

Document Number	0202406352
Date	Feb 23, 2024
Instrument	2024-06352

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971

Mortgage

Document Number	0202239894
Date	Sep 29, 2022
Instrument	2022-39894

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jan 1, 2051

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Apr 17, 2023
Property Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971
Document Number	0202313234
Map Reference	CAB 1 PG 2284-B
Instrument Date	Apr 14, 2023
Instrument	2023-13234
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	NOT AVAILABLE, SIERRA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971

Mortgage

Document Number	0202313235
Date	Apr 17, 2023
Instrument	2023-13235

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0202313235
Date	Apr 17, 2023
Instrument	2023-13235

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Dec 17, 2020
Property Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971
Document Number	0202046934
Map Reference	CAB I SL 2284-B
Instrument Date	Dec 16, 2020
Instrument	2020-46934
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2023
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 INDEPENDENCE, SAN BENITO, TX 78586-6971

Mortgage

Document Number	0202046935
Date	Dec 17, 2020
Instrument	2020-46935

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	San Benito City
Unified School District	San Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,139 (+3.17%) Land $58,781 Building $228,358	$287,139 (+3.17%) Land $58,781 Building $228,358
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$278,322 (+7.14%) Land $49,964 Building $228,358	$278,322 (+7.14%) Land $49,964 Building $228,358
2023		$259,776 Land $26,778 Building $232,998	$259,776 Land $26,778 Building $232,998
2022	$3,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN BENITO serves 24,250 people · EPA ID TX0310007
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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