280 Hwy 9 N, #NC, Mill Spring, NC 28756 Property Records

Polk County property record for 280 Hwy 9 N, #NC, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,944 sqft · built 1995
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2022)
Tax Bill	$984 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MS-71A-G10`

Property Details

APN / Parcel Number

Primary APN	`MS-71A-G10`
Alternative APN	`42030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,944 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	42030
Street Address	280 HIGHWAY 9 N, NC
City	MILL SPRING
State	NC
Zip	28756-4628
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	1.70 ACRES, 400A 400A COUNTY RURAL
Legal Subdivision	A COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1035
Census Tract	920202

Owner

Source: Polk County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 HIGHWAY 9 N, MILL SPRING, NC 28756-4628
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Feb 1, 2013 · Amount on Record
Deed Book / Page	470 / 1984
Prior Transfer Date	Jul 4, 2021
Prior Transfer Doc	00461/1797
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 17, 2022
Property Address	280 HIGHWAY 9 N # NC, NC, MILL SPRING, NC 28756-4628
Document Number	00470/1984
Book / Page	470 / 1984
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 HIGHWAY 9 N, MILL SPRING, NC 28756-4628

Mortgage

Document Number	0004701989
Date	Jun 17, 2022
Instrument	470/1989

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 30, 2021
Property Address	280 HIGHWAY 9 N # NC, NC, MILL SPRING, NC 28756-4628
Document Number	00461/1797
Book / Page	461 / 1797
Instrument Date	Jul 4, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 GRIFFIN LN, MILL SPRING, NC 28756-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 HIGHWAY 9 N, MILL SPRING, NC 28756-4628

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+69.36%)	$192,950 (+112.42%) Land $37,000 Building $155,950	$192,950 (+112.42%) Land $37,000 Building $155,950
2023	$581.00	$90,836 Land $30,600 Building $60,236
2021			$90,836 Land $30,600 Building $60,236

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

4G LTE only, no 5G reported

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