280 Holyoke St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 280 Holyoke St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,590 sqft · built 1972
Lot Size	4.75 acres (206,910 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (May 1984)
Tax Bill	$6,611 (2026)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:11D-07250 B:5A L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11D-07250 B:5A L:0`
Alternative APNs	`LUDL M:11D B:7250 P:5A` `4195`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	5,084 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	206,910 sqft (4.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4195
Street Address	280 HOLYOKE ST
City	LUDLOW
State	MA
Zip	01056-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	7250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2000
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	280 HOLYOKE ST, LUDLOW, MA 01056-1959
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 1984 · Amount on Record
Deed Sale	May 31, 1984 · Amount on Record
Deed Book / Page	5623 / 189
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 29, 2019
Property Address	280 HOLYOKE ST, LUDLOW, MA 01056-1959
Document Number	22642-39
Book / Page	022642 / 000039
Instrument Date	Mar 17, 2019
Instrument	21555
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	127 JERAD DR LUDLOW MA 010561745, LUDLOW, MA 01056-1745

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,611.00 (+0.27%)	$412,900 (+8.66%) Land $125,500 Building $287,400	$368,548 (+4.57%)
2025	$6,593.00 (+4.55%)	$380,000 (+9.01%) Land $115,400 Building $264,600	$352,450 (+0.24%)
2024	$6,306.00 (-6.34%)	$348,600 (+1.01%) Land $115,500 Building $233,100	$351,595
2023	$6,733.00	$345,100 Land $105,600 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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