280 Herman Smith Rd, Deridder, LA 70634 Property Records

Beauregard Parish property record for 280 Herman Smith Rd, Deridder, LA 70634

Property Summary

Property Type	Single Family Home
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$921 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0302614576`

Property Details

APN / Parcel Number

Primary APN	`0302614576`

Exterior

Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	280 HERMAN SMITH RD
City	DERIDDER
State	LA
Zip	70634-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF THE NW SE OF SECTION 25-2-9, DESCRIBED AS FOLLOWS: BEGINNING AT THE SW CORNER OF SAID NW SE, THENCE NORTH ALONG
Jurisdiction	BEAUREGARD LA
Township / Civil Division	3A
Census Block Group	3
Census Block	3022
Census Tract	960200

Owner

Source: Beauregard Parish records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 HERMAN SMITH RD, DERIDDER, LA 70634-4439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEAUREGARD FSB
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BARKSDALE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2014
Deed Sale	Mar 21, 2014
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Recording Date	May 8, 2026
Property Address	280 HERMAN SMITH RD, DERIDDER, LA 70634-4439
Document Number	0000601000
Book / Page	1069 / 95
Instrument Date	May 7, 2026
Instrument	2026601000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	322 YANKEE RIDGE RD, DERIDDER, LA 70634-8421

Mortgage

Document Number	0000601000,
Date	May 8, 2026
Book Page	1069/95
Instrument	2026601000

Lender

Name	BEAUREGARD FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	280 HERMAN SMITH RD, DERIDDER, LA 70634-4439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	907/193
Date	Oct 14, 2020
Book Page	907/193
Instrument	564810

Lender

Name	BARKSDALE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Beauregard Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00 (+18.69%) Homeowner's exemption	$7,725 (+20.84%) Land $643 Building $7,082	$77,246 (+20.83%) Land $6,430 Building $70,816
2023	$776.00 Homeowner's exemption	$6,393 Land $393 Building $6,000	$63,930 Land $3,930 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERIDDER WATER SYSTEM serves 14,400 people · EPA ID LA1011001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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