FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0003278260
Date
Mar 31, 2023
Instrument
3278260
Lender
Name
AMERICA FIRST FCU
Type
Credit Union
Address
OGDEN, UT 84405
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
May 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
WEBER UT
Property Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Transaction Type
Mortgage
Record Updated
Apr 3, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Mortgage
Document Number
0003285210
Date
May 31, 2023
Instrument
3285210
Lender
Name
YVETTE SCOTT
Address
OGDEN, UT 84403
Agreement
Amount
Amount on Record
July 2025: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
WEBER UT
Property Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Transaction Type
Mortgage
Record Updated
Apr 3, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
750 TAYLOR AVE, OGDEN, UT 84404-5269
Mortgage
Document Number
0003378043
Date
Jul 23, 2025
Instrument
3378043
Lender
Name
DEPARTMENT OF HOUSING & URBAN DEV
Type
Government Agency
Address
WASHINGTON, DC 20410
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
327 Months
Due
Oct 1, 2052
October 2025: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
WEBER UT
Recording Date
Oct 29, 2025
Property Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number
0003391125
Instrument Date
Oct 28, 2025
Instrument
3391125
Transaction Type
Transfer
Record Updated
Apr 3, 2026
Title Company
WESTCO TITLE SERVICES INC, INWEST TITLE SERVICES INC
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Investor
Possibly a Property Investor
Mortgage
Document Number
0003391131
Date
Oct 29, 2025
Instrument
3391131
Lender
Name
DIRECT RATE HOME LOANS INC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2055
September 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
WEBER UT
Recording Date
Sep 7, 2022
Property Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number
0003253941
Instrument Date
Sep 6, 2022
Instrument
3253941
Transaction Type
Transfer
Record Updated
Nov 16, 2022
Title Company
US TITLE INSURANCE AGENCY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Mortgage
Document Number
0003253947
Date
Sep 7, 2022
Instrument
3253947
Lender
Name
OGDEN CITY
Type
Government Agency
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
Mortgage
Document Number
0003253946
Date
Sep 7, 2022
Instrument
3253946
Lender
Name
HOME POINT FINANCIAL CORPORATION
Type
Mortgage Company
Address
ANN ARBOR, MI 48105
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2052
July 2020: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
WEBER UT
Property Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number
0003072460
Instrument Date
Jul 22, 2020
Transaction Type
Mortgage
Record Updated
Sep 7, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
280 FRANKLIN ST OGDEN UT 844014124, OGDEN, UT 84401-4124
Mortgage
Document Number
0003072460
Date
Jul 30, 2020
Instrument
3072460
Lender
Name
HOUSING & CMNTY DEV DEPT
Type
Construction/Development Company
Address
2479 S LAKE PARK BLVD, WEST VALLEY, UT 84120-8217
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
336 Months
Due
Jul 29, 2048
Interest
Rate
4.37%
December 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
WEBER UT
Recording Date
Dec 4, 2017
Property Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number
0002893140
Instrument Date
Dec 1, 2017
Instrument
2893140
Transaction Type
Transfer
Record Updated
Oct 5, 2021
Title Company
SECURITY TITLE OF DAVIS COUT
Transaction
Tax
$0.00
Additional
Notice of Default
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
280 FRANKLIN ST, OGDEN, UT 84401-4124
Mortgage
Document Number
0002893142
Date
Dec 4, 2017
Instrument
2893142
Lender
Name
GOLDENWEST FCU
Type
Credit Union
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2048
Mortgage
Document Number
0002893143
Date
Dec 4, 2017
Instrument
2893143
Lender
Name
GOLDENWEST FCU
Type
Credit Union
Address
OGDEN, UT 84403
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2026 property tax bill for 280 Franklin St was $1,597, down 1.9% from the year before.
Source: Weber County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
Utah
County
Weber County
Municipality
Ogden City
Unified School District
Ogden School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,597.00 (-1.9%)
$242,169 (+1.43%)Land $89,995Building $152,174
$242,169 (+1.43%)Land $89,995Building $152,174
2025
$1,628.00
$238,760Land $89,995Building $148,765
$238,760Land $89,995Building $148,765
2023
$1,539.00
$122,650Land $46,594Building $76,056
$223,000Land $84,717Building $138,283
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 280 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1986)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Feb 1986 · Heavy Rains, Snowmelt & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 280 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source
Surface water
Last State Inspection
Jul 2024
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
CenturyLink Fiber
2,000 / 1,000
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: All West, Connext Networks, SenaWave, Utah Broadband.