280 Franklin St, Ogden, UT 84401 Property Records

Weber County property record for 280 Franklin St, Ogden, UT 84401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1892
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$287,594 (Oct 2025)
Tax Bill	$1,597 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`05-119-0014`

Property Details

APN / Parcel Number

Primary APN	`05-119-0014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	696 sqft Living Area
1st Floor Area	696 sqft
Basement Area	348 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	280 FRANKLIN ST
City	OGDEN
State	UT
Zip	84401-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 29, AND THE WEST 15 FEET OF LOT 30, BLOCK 2, OF FRANKLIN PLACE ADDITION TO OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	5N
Legal Section	5
Legal Subdivision	FRANKLIN PLACE ADDITION
Legal Block	2
Legal Lot Number	29-30
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1016
Census Tract	201800

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 31, 2023	Deed of Trust, Mortgage YVETTE SCOTT
Jul 23, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 29, 2025	Warranty Deed, Transfer · FHA Mortgage DIRECT RATE HOME LOANS INC
Sep 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OGDEN CITY
Jul 22, 2020	Loan Modification, Mortgage · FHA Mortgage HOUSING & CMNTY DEV DEPT
Dec 4, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDENWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Sep 7, 2022 · Amount on Record
Deed Document Number	20253391125
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRANKLIN ST, OGDEN, UT 84401-4124

Mortgage

Document Number	0003189277
Date	Oct 8, 2021
Instrument	3189277

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003278260
Date	Mar 31, 2023
Instrument	3278260

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRANKLIN ST, OGDEN, UT 84401-4124

Mortgage

Document Number	0003285210
Date	May 31, 2023
Instrument	3285210

Lender

Name	YVETTE SCOTT
Address	OGDEN, UT 84403

Agreement

Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 TAYLOR AVE, OGDEN, UT 84404-5269

Mortgage

Document Number	0003378043
Date	Jul 23, 2025
Instrument	3378043

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Oct 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Oct 29, 2025
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number	0003391125
Instrument Date	Oct 28, 2025
Instrument	3391125
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTCO TITLE SERVICES INC, INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Investor	Possibly a Property Investor

Mortgage

Document Number	0003391131
Date	Oct 29, 2025
Instrument	3391131

Lender

Name	DIRECT RATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Sep 7, 2022
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number	0003253941
Instrument Date	Sep 6, 2022
Instrument	3253941
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRANKLIN ST, OGDEN, UT 84401-4124

Mortgage

Document Number	0003253947
Date	Sep 7, 2022
Instrument	3253947

Lender

Name	OGDEN CITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0003253946
Date	Sep 7, 2022
Instrument	3253946

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WEBER UT
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number	0003072460
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRANKLIN ST OGDEN UT 844014124, OGDEN, UT 84401-4124

Mortgage

Document Number	0003072460
Date	Jul 30, 2020
Instrument	3072460

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	2479 S LAKE PARK BLVD, WEST VALLEY, UT 84120-8217

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 29, 2048

Interest

Rate	4.37%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Dec 4, 2017
Property Address	280 FRANKLIN ST, OGDEN, UT 84401-4124
Document Number	0002893140
Instrument Date	Dec 1, 2017
Instrument	2893140
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	SECURITY TITLE OF DAVIS COUT

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRANKLIN ST, OGDEN, UT 84401-4124

Mortgage

Document Number	0002893142
Date	Dec 4, 2017
Instrument	2893142

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Mortgage

Document Number	0002893143
Date	Dec 4, 2017
Instrument	2893143

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,597.00 (-1.9%)	$242,169 (+1.43%) Land $89,995 Building $152,174	$242,169 (+1.43%) Land $89,995 Building $152,174
2025	$1,628.00 (+5.78%)	$238,760 (+94.67%) Land $89,995 Building $148,765	$238,760 (+7.07%) Land $89,995 Building $148,765
2023	$1,539.00	$122,650 Land $46,594 Building $76,056	$223,000 Land $84,717 Building $138,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Heavy Rains, Snowmelt & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All West, Connext Networks, SenaWave, Utah Broadband.

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