Monterey County property record for 280 Forest Ridge Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,251 sqft · built 1978 |
| Lot Size | 0.296 acres (12,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $455,000 (Mar 1996) |
| Tax Bill | $8,742 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-071-005-000 |
| Primary APN | 014-071-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Stories | 3 Stories |
| Building Area | 4,251 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 12,900 sqft (0.296 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 014-071-005 |
|---|---|
| Street Address | 280 FOREST RIDGE RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYLINE FOREST NO 2 TR 513 LOT 5 BLK 10 |
| Legal Subdivision | SKYLINE FOREST NO 2 |
| Legal Tract | 513 |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12800 |
280 Forest Ridge Rd is owner-occupied and held in a trust since September 2014.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 280 FOREST RIDGE RD, MONTEREY, CA 93940-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage MUFG UNION BANK NA |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1996 · Amount on File |
| Deed Sale | Mar 1, 1996 · Amount on File |
| Deed Document Number | 199612309 |
| Deed Book / Page | 3341 / 454 |
| Last Transfer Date | Sep 15, 2014 |
| Transfer Doc | 0000046593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 280 FOREST RIDGE RD, MONTEREY, CA 93940-4101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000065115 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021065115 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 15, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 280 FOREST RIDGE RD, MONTEREY, CA 93940-4101 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 280 FOREST RIDGE RD, MONTEREY, CA 93940-4101 |
| Document Number | 0000037246 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021037246 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 280 Forest Ridge Rd was $8,742 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $770,955 (+2%) Land $381,243 Building $389,712 | |
| 2025 | $8,742.00 Homeowner's exemption | $755,839 Land $373,768 Building $382,071 |
| 2023 | $8,001.00 (+1.39%) Homeowner's exemption | $726,491 Land $359,255 Building $367,236 |
| 2022 | $7,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 280 Forest Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Forest Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, GeoLinks, Verizon.
5G (outdoors only) and 4G LTE
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