Middlesex County and Lowell City property record for 280 Fairmount St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,200 sqft · built 1930 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,310 (Oct 2013) |
| Tax Bill | $7,723 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | H08420 |
| Primary APN | H08420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 3,978 sqft |
| 1st Floor Area | 1,570 sqft |
| Basement Area | 1,030 sqft |
| Unfinished Basement | 1,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | H08420 |
|---|---|
| Street Address | 280 FAIRMOUNT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 2225 |
| Legal Lot Number | 280 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 312502 |
280 Fairmount St is owned and occupied by two individuals who bought it in October 2013.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 FAIRMOUNT ST, LOWELL, MA 01852-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Jun 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2013 · Amount on File |
| Deed Sale | Oct 29, 2013 · Amount on File |
| Prior Sale | May 31, 2013 · Amount on File |
| Deed Book / Page | 27781 / 273 |
| Transfer Doc | 27781-273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 280 FAIRMOUNT ST, LOWELL, MA 01852-3710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037851-201 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 37851/201 |
| Instrument | 14616 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 280 FAIRMOUNT ST, LOWELL, MA 01852-3710 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00034234-1 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 34234/1 |
| Instrument | 25708 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 280 Fairmount St was $7,723, up 6.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,723.00 (+6.33%) | $680,400 (+7.54%) Land $280,400 Building $400,000 | $665,015 (+16.2%) |
| 2025 | $7,263.00 (+2.6%) | $632,700 (+6.44%) Land $262,000 Building $370,700 | $572,280 (+1.69%) |
| 2024 | $7,079.00 (+6.6%) | $594,400 (+11.17%) Land $244,900 Building $349,500 | $562,780 |
| 2023 | $6,641.00 | $534,700 Land $212,900 Building $321,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Fairmount St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Fairmount St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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