280 Fair Oak Dr, Fairfield, CT 06824 Property Records

Fairfield Town property record for 280 Fair Oak Dr, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,622 sqft · built 2003
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Feb 2024)
Tax Bill	$38,221 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:221 B:42`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:221 B:42`
Alternative APNs	`FFLD M:221 B:42` `M:221 L:042 X` `9428`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,622 sqft Living Area
Gross Area	13,196 sqft
Basement Area	2,504 sqft
Unfinished Basement	459 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9428
Street Address	280 FAIR OAK DR
City	FAIRFIELD
State	CT
Zip	06824-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Block	42
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4001
Census Tract	60400

Owner

280 Fair Oak Dr is owned by two individuals who bought it in February 2024.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 W GLEN AVE, PORT CHESTER, NY 10573-2241
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 5, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Nov 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	20242024-546
Deed Book / Page	6480 / 285
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Recording Date	Jul 23, 2026
Property Address	280 FAIR OAK DR, FAIRFIELD, CT 06824-1971
Document Number	0000004127
Book / Page	6747 / 306
Instrument Date	Jul 10, 2026
Instrument	20264127
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FAIR OAK DR, FAIRFIELD, CT 06824-1971

Mortgage

Document Number	0000004127,
Date	Jul 23, 2026
Book Page	6747/306
Instrument	20264127

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.52%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Feb 5, 2024
Property Address	280 FAIR OAK DR, FAIRFIELD, CT 06824-1971
Document Number	006480-285
Book / Page	6480 / 285
Instrument Date	Feb 2, 2024
Instrument	2024-546
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 W GLEN AVE, PORT CHESTER, NY 10573-2241

Mortgage

Document Number	0002024547
Date	Feb 5, 2024
Instrument	2024-547

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Nov 14, 2018
Property Address	280 FAIR OAK DR, FAIRFIELD, CT 06824-1971
Document Number	5724-336
Book / Page	005724 / 000336
Instrument Date	Nov 13, 2018
Instrument	7492
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount on Record
Tax	$1,562.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 RHODA AVE FAIRFIELD CT 068246840, FAIRFIELD, CT 06824-6840

Tax Assessment & Valuation

The 2026 property tax bill for 280 Fair Oak Dr was $38,221, up 17.3% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,221.00 (+17.28%)	$1,991,710 (+73.5%) Land $700,980 Building $1,290,730	$2,979,359 (+270.77%)
2025	$32,590.00	$1,147,930 Land $291,480 Building $856,450	$803,551 Land $204,036 Building $599,515
2024	$32,590.00 (+3.2%)
2023	$31,580.00	$1,147,930 Land $291,480 Building $856,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Fair Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Fair Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: T-Mobile.

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