280 Elm Pass Rd, Center Point, TX 78010 Property Records

Kerr County property record for 280 Elm Pass Rd, Center Point, TX 78010

Property Summary

Property Type	Rural Home
Details	1 ba · 2,034 sqft · built 1998
Lot Size	16.3 acres (713,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,300 (Dec 2020)
Tax Bill	$6,127 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`0224-0048-003000`

Property Details

APN / Parcel Number

Primary APN	`0224-0048-003000`
Alternative APN	`15127`

Interior

Full Baths	1 Bath
Building Area	2,034 sqft Living Area
Gross Area	4,815 sqft
1st Floor Area	2,034 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Lot Area	713,513 sqft (16.3 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	91 sqft
Storage Building	198 sqft
Pole Barn	1,360 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	0224-0048-003000
Street Address	280 ELM PASS RD
City	CENTER POINT
State	TX
Zip	78010-5446
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A0224 LANN, SUR 48,ACRES 19.06
Legal Subdivision	LANN, SUR 48
Legal Tract	1
Jurisdiction	KERR TX
Township / Civil Division	CENTER POINT
Census Block Group	2
Census Block	2033
Census Tract	960800

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 ELM PASS RD, CENTER POINT, TX 78010-5446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20209129
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0000008072
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERR TX
Recording Date	Dec 1, 2020
Property Address	280 ELM PASS RD, CENTER POINT, TX 78010-5446
Document Number	20009129
Instrument Date	Sep 28, 2020
Instrument	20-009129
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 ELM PASS RD, CENTER POINT, TX 78010-5446

Mortgage

Document Number	20009130
Date	Dec 1, 2020
Instrument	20-009130

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Dec 18, 2018
Property Address	280 ELM PASS RD, CENTER POINT, TX 78010-5446
Document Number	18008072
Instrument Date	Dec 17, 2018
Instrument	18-008072
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	KERRVILLE TITLE COMPANY, KERRVILLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 SHERWOOD LN, 202, KERRVILLE, TX 78028-9399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 ELM PASS RD, CENTER POINT, TX 78010-5446

Mortgage

Document Number	18008073
Date	Dec 18, 2018
Instrument	18-008073

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Center Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,127.00 (+18.01%)	$520,530 (-) Land $251,436 Building $269,094	$520,530 (-) Land $251,436 Building $269,094
2025	$5,192.00 (-10.45%) Homeowner's exemption	$520,530 (-3.26%) Land $251,436 Building $269,094	$520,530 (-3.26%) Land $251,436 Building $269,094
2024	$5,798.00 (-1.73%)
2023	$5,900.00 Homeowner's exemption	$538,074 Land $293,070 Building $245,004	$538,074 Land $293,070 Building $245,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	30 (1978–2026)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 9 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 10 claims Severe Storms And Flooding, Jul 2002 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications DSL · Fiber in parts of the area	50 / 10

May also be available: AT&T, Verizon.

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