DeSoto County property record for 280 E South St, Hernando, MS 38632 · Last verified June 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1974 |
| Square Footage | 6,800 sqft Adjusted Area |
| Lot Size | 46,174 sqft (1.06 acres) |
| Tax Bill | $4,346.00 (2025) |
| Primary APN | 3-07-4-18-00-3-00010-00 |
|---|
| Building Area | 6,800 sqft Adjusted Area |
|---|---|
| 1st Floor | 5,000 sqft 1st Floor |
| Interior Structure | Unfinished Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Metal Exterior |
| Construction Type | Metal Frame Construction |
| Roof Construction | Steel Frame/Truss Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 46,174 sqft (1.06 acres) |
| Depth X Width | 105 ft x 198 ft Depth x Width |
| Street Address | 280 E SOUTH ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2352 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | PT S 1/2 LOT 39 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | HERNANDO |
| Legal Lot Number | 39 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-07-4-18-00-3-00010-00
Assessment roll updated December 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 280 E SOUTH ST, HERNANDO, MS 38632-2352 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF HOLLY SPRINGS |
| May 22, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage BANK OF HOLLY SPRINGS |
| Aug 08, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF HOLLY SPRINGS |
| Oct 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF HOLLY SPRING |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2016 |
| Deed Sale | Mar 03, 2016 |
| Deed Book / Page | 785 / 474 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 22, 2026 |
| Property Address | 280 E SOUTH ST, HERNANDO, MS 38632-2352 |
| Document Number | 5663056576 |
| Book / Page | 5663 / 56576 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 5425 BRIGHT RD, HERNANDO, MS 38632-7176 |
| Document Number | 5663056576, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 5663/56576 |
| Name | BANK OF HOLLY SPRINGS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2036 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 22, 2026 |
| Property Address | 280 E SOUTH ST, HERNANDO, MS 38632-2352 |
| Document Number | 5663056564 |
| Book / Page | 5663 / 56564 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 5425 BRIGHT RD, HERNANDO, MS 38632-7176 |
| Document Number | 5663056564, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 5663/56564 |
| Name | BANK OF HOLLY SPRINGS |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Mar 31, 2027 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 280 E SOUTH ST, HERNANDO, MS 38632-2352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004586/501 |
|---|---|
| Date | Aug 08, 2018 |
| Book Page | 4586/501 |
| Instrument | T04586-00501 |
| Name | BANK OF HOLLY SPRINGS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 280 E SOUTH ST, HERNANDO, MS 38632-2352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004626/456 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 4626/456 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Address | HOLLY SPRINGS, MS 38635 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Aug 01, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 280 E SOUTH ST, HERNANDO, MS 38632-2352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004839/557 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 4839/557 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Address | HOLLY SPRINGS, MS 38635 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 07, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,346.00 (+9.36%) | $37,308 (+30.25%) Land $6,926 Building $30,382 | $248,721 (+30.25%) Land $46,173 Building $202,548 |
| 2023 | $3,974.00 | $28,644 | $190,957 Land $46,173 Building $144,784 |
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