280 E Shore Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 280 E Shore Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,467 sqft · built 1928
Lot Size	0.236 acres (10,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2017)
Tax Bill	$19,583 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-03023-0000-00060`

Property Details

APN / Parcel Number

Primary APN	`18-03023-0000-00060`
Alternative APN	`1800102000000013`

Interior

Stories	2 Stories
Building Area	2,467 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Old Style
Lot Area	10,258 sqft (0.236 acres)
Lot Dimensions	114 ft deep x 90 ft wide

Location & Zoning

Old Parcel Number	1800102000000013
Street Address	280 E SHORE TRL
City	SPARTA
State	NJ
Zip	07871-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK
Legal Block	3023
Legal Lot Number	60
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4009
Census Tract	373400

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 E SHORE TRL, SPARTA, NJ 07871-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 7, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Jan 13, 1981 · Amount on Record
Deed Book / Page	3423 / 200
Prior Transfer Date	Mar 28, 2017
Prior Transfer Doc	0034230200
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	280 E SHORE TRL, SPARTA, NJ 07871-2039
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101990334
Date	Sep 22, 2022
Book Page	10199/334
Instrument	20220922010268640

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	280 E SHORE TRL, SPARTA, NJ 07871-2039
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101460211
Date	Apr 26, 2022
Book Page	10146/211
Instrument	20220426010138930

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	280 E SHORE TRL, SPARTA, NJ 07871-2039
Document Number	0095150413
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 E SHORE TRL SPARTA NJ 078712039, SPARTA, NJ 07871-2039

Mortgage

Document Number	0095150413
Date	Jul 28, 2017
Book Page	009515/000413
Instrument	152390

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 7, 2017
Property Address	280 E SHORE TRL, SPARTA, NJ 07871-2039
Document Number	0034230200
Book / Page	003423 / 000200
Instrument Date	Mar 28, 2017
Instrument	72830
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 E SHORE TRL SPARTA NJ 078712039, SPARTA, NJ 07871-2039

Mortgage

Document Number	94860929
Date	Apr 7, 2017
Book Page	009486/000929
Instrument	72840

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,900 (-) Land $365,600 Building $168,300	$533,900 (-) Land $365,600 Building $168,300
2025	$19,583.00 (+2.2%)	$533,900 (-) Land $365,600 Building $168,300	$533,900 (-) Land $365,600 Building $168,300
2024	$19,162.00 (+5.5%)
2023		$533,900 Land $365,600 Building $168,300	$533,900 Land $365,600 Building $168,300
2022	$18,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1991–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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