280 E 262nd St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 280 E 262nd St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,686 sqft · built 1954
Lot Size	0.178 acres (7,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Nov 2021)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-20-045`

Property Details

APN / Parcel Number

Primary APN	`645-20-045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	1,124 sqft
2nd Floor Area	562 sqft
Basement Area	1,124 sqft
Finished Basement	562 sqft
Unfinished Basement	562 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,735 sqft (0.178 acres)
Lot Dimensions	119 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	280 E 262ND ST
City	EUCLID
State	OH
Zip	44132-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	20 KAPELRES 0053 ALL
Legal Subdivision	MILAN S KAPELS RESUB
Legal Lot Number	53
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	3
Census Block	3002
Census Tract	152302

Owner

Source: Cuyahoga County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 E 262ND ST, EUCLID, OH 44132-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 3, 2021	Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Dec 23, 2003 · Amount on Record
Deed Document Number	2021767
Prior Transfer Date	Apr 30, 2016
Prior Transfer Doc	0000000212
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	280 E 262ND ST, EUCLID, OH 44132-1436
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E 262ND ST, EUCLID, OH 44132-1436

Mortgage

Document Number	0000000196
Date	Oct 14, 2025
Instrument	202510140196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 3, 2021
Property Address	280 E 262ND ST, EUCLID, OH 44132-1436
Document Number	0000000767
Map Reference	VOL 150 PG 40
Instrument Date	Nov 1, 2021
Instrument	202111030767
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	ENTERPRISE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	280 E 262ND ST, EUCLID, OH 44132-1436

Mortgage

Document Number	0000000768
Date	Nov 3, 2021
Instrument	202111030768

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,749.00 (+1.96%) Homeowner's exemption	$56,665 (-0.01%) Land $9,835 Building $46,830	$161,900 (-) Land $28,100 Building $133,800
2024	$3,677.00 (+12.07%) Homeowner's exemption	$56,670 (+48.55%) Land $9,840 Building $46,830	$161,900 (+48.53%) Land $28,100 Building $133,800
2023	$3,281.00 (+2.34%) Homeowner's exemption	$38,150 (-) Land $7,420 Building $30,730
2022	$3,206.00 Homeowner's exemption	$38,150 Land $7,420 Building $30,730
2021			$109,000 Land $21,200 Building $87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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