280 Cypress Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 280 Cypress Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Multi-Family Dwellings
Details	3,257 sqft · built 1955
Lot Size	0.087 acres (3,781 sqft)
Owner	2 Individual Names on File
Last Sale	$2,350,000 (Feb 2020)
Tax Bill	$29,461 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`496-091-12`

Property Details

APN / Parcel Number

Primary APN	`496-091-12`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,257 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Multi-Family
Lot Area	3,781 sqft (0.087 acres)
Garage Type	Attached
Garage Area	580 sqft

Location & Zoning

Street Address	280 CYPRESS DR
City	LAGUNA BEACH
State	CA
Zip	92651-1743
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A TR LAGUNA CLIFFS # 2 BLK 8 LOT 2
Legal Subdivision	LAGUNA CLIFFS #2
Legal Tract	413
Legal Block	8
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4027
Census Tract	62605

Owner

280 Cypress Dr, a residential property, is owned by two individuals who acquired it in January 2024.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 109, OVANDO, MT 59854-0109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Transfer on Death Deed, Transfer
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 7, 2020	Grant Deed, Transfer LAWYERS TITLE
Jul 30, 2019	Grant Deed, Transfer · ARM FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202054205
Last Transfer Date	Jan 16, 2024
Transfer Doc	0000009682
Record Updated	Oct 29, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 19, 2026
Property Address	280 CYPRESS DR, LAGUNA BEACH, CA 92651-1743
Document Number	0000049557
Map Reference	MB 7 PG 39&40
Instrument Date	Feb 19, 2026
Instrument	2026000049557
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 109, OVANDO, MT 59854-0109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 109, OVANDO, MT 59854-0109

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 17, 2024
Property Address	280 CYPRESS DR, LAGUNA BEACH, CA 92651-1743
Document Number	0000009682
Map Reference	MB 7 PG 39&40
Instrument Date	Jan 16, 2024
Instrument	2024000009682
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 109, OVANDO, MT 59854-0109

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 7, 2020
Property Address	280 CYPRESS DR, LAGUNA BEACH, CA 92651-1743
Document Number	0000054205
Instrument Date	Jan 10, 2020
Instrument	54205
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$2,585.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2123 RANCHO SANTA FE CA 920672123, RANCHO SANTA FE, CA 92067-2123

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2019
Property Address	280 CYPRESS DR, LAGUNA BEACH, CA 92651-1743
Document Number	0000276191
Map Reference	MB 7 PG 39&40
Instrument Date	Jul 10, 2019
Instrument	2019000276191
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	246 ORANGE ST, NEWPORT BEACH, CA 92663-1827

Mortgage

Document Number	0000276192
Date	Jul 30, 2019
Instrument	2019000276192

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 280 Cypress Dr was $29,461.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,621,467 (+2%) Land $2,495,104 Building $126,363
2025	$29,461.00	$2,570,066 Land $2,446,180 Building $123,886
2023	$28,848.00 (+2.56%)	$2,470,268 Land $2,351,192 Building $119,076
2022	$28,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 280 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Cypress Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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