280 Currens Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 280 Currens Rd, Salvisa, KY 40372

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,800 sqft · built 1975
Lot Size6.28 acres (273,557 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Dec 2023)
Tax Bill$1,523 (2025)
Deeds & MortgagesDec 2023 Sale & Line of Credit
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041.00-00008.00

Property Details

APN / Parcel Number

Primary APN041.00-00008.00
Alternative APNs
  • 23638
  • 28435

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,800 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area273,557 sqft (6.28 acres)
TerrainRolling
Garage Area400 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number28435
Street Address280 CURRENS RD
CitySALVISA
StateKY
Zip40372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEN CURRENS RD H & L
JurisdictionMERCER KY
Township / Civil DivisionSALVISA-MCAFEE
Census Block Group1
Census Block1029
Census Tract960100

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address280 BEN CURRENS RD, SALVISA, KY 40372-9534
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed, Transfer · Line of Credit
CENTRAL KENTUCKY FEDERAL SAVINGS BA
Jul 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Oct 7, 2019Deed, Transfer · Conventional Mortgage
MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on Record
Deed SaleDec 6, 2023 · Amount on Record
Prior SaleOct 7, 2019 · Amount on Record
Deed Document Number202312024879
Deed Book / Page381 / 39
Record UpdatedSep 20, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateDec 6, 2023
Property Address280 BEN CURRENS RD, SALVISA, KY 40372-9534
Document Number000D381/39
Book / PageD381 / 39
Map ReferenceCAB B SL 185
Instrument DateNov 30, 2023
Instrument12024879
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyLAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 ARD RIDGE RD, NANCY, KY 42544-7634

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address280 BEN CURRENS RD, SALVISA, KY 40372-9534

Mortgage

Document Number0012024880
DateDec 6, 2023
Instrument12024880
Lender
NameCENTRAL KENTUCKY FEDERAL SAVINGS BA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Property Address280 BEN CURRENS RD, SALVISA, KY 40372-9534
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M756/180
DateJul 13, 2022
Book PageM756/180
Instrument12014702
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateOct 7, 2019
Property Address280 BEN CURRENS RD, SALVISA, KY 40372-9534
Document Number00D362/631
Book / PageD362 / 631
Map ReferenceDB 348 PG 317
Instrument DateSep 27, 2019
Instrument11997045
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address280 BEN CURRENS RD, SALVISA, KY 40372-9534

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 BEN CURRENS RD, SALVISA, KY 40372-9534

Mortgage

Document Number00M687/525
DateOct 7, 2019
Book PageM687/525
Instrument11997046
Lender
NameMONTICELLO BANKING CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMercer County
Unified School DistrictMercer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00 (-59.15%)$312,000 (+38.67%) Land $31,400 Building $280,600$312,000 (+38.67%) Land $31,400 Building $280,600
2024$3,728.00 (+37.41%)
2023$2,713.00 (+2.11%)$225,000 (-)$225,000 (-)
2022$2,657.00$225,000$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1984–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MERCER WATER DISTRICT
serves 9,775 people · EPA ID KY0840321
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
E. coli
resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
All Points Broadband
Fixed Wireless
10 / 1
AT&T
DSL
10 / 1

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