280 Cross Rail Ln, Norco, CA 92860 Property Records

Riverside County property record for 280 Cross Rail Ln, Norco, CA 92860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,126 sqft · built 2005
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Jan 2017)
Tax Bill	$16,380 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-270-013`

Property Details

APN / Parcel Number

Primary APN	`168-270-013`
Alternative APN	`139780013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,126 sqft Living Area
Gross Area	4,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	139780013
Street Address	280 CROSS RAIL LN
City	NORCO
State	CA
Zip	92860-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.47 ACRES IN LOT 41 MB 335/074 TR 29589-1
Legal Subdivision	TRACT NO 29589 1
Legal Tract	29589-1
Legal Lot Number	41
Jurisdiction	RIVERSIDE CA
Township / Civil Division	NORCO
Census Block Group	3
Census Block	3006
Census Tract	40813

Owner

280 Cross Rail Ln is owned and occupied by two individuals who bought it in January 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 CROSS RAIL LN, NORCO, CA 92860-3943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Prior Sale	Apr 15, 2009 · Amount on File
Deed Document Number	201731663
Prior Transfer Date	Mar 25, 2005
Prior Transfer Doc	0000253684
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	280 CROSS RAIL LN, NORCO, CA 92860-3943
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CROSS RAIL LN, NORCO, CA 92860-3943

Mortgage

Document Number	0000292632
Date	May 11, 2021
Instrument	2021-0292632

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	280 CROSS RAIL LN, NORCO, CA 92860-3943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348870
Date	Sep 9, 2019
Instrument	2019-0348870

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 25, 2017
Property Address	280 CROSS RAIL LN, NORCO, CA 92860-3943
Document Number	0000031663
Map Reference	MB335 PG74-87
Instrument Date	Dec 28, 2016
Instrument	2017-0031663
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	280 CROSS RAIL LN, NORCO, CA 92860-3943

Mortgage

Document Number	0000031664
Date	Jan 25, 2017
Instrument	2017-0031664

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 280 Cross Rail Ln was $16,380 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Norco City
Unified School District	Corona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,113 (+2%) Land $177,566 Building $763,547
2025	$16,380.00 Homeowner's exemption	$922,661 Land $174,085 Building $748,576
2023	$15,753.00 (+2.02%) Homeowner's exemption	$886,835 Land $167,326 Building $719,509
2022	$15,441.00
2021			$1,013,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Cross Rail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Cross Rail Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORCO serves 25,068 people · EPA ID CA3310025
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rail Ln

Nearby Streets

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