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280 Crestfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 280 Crestfield Ct, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,228 sqft · built 2023
Lot Size0.118 acres (5,118 sqft)
Owner2 Individual Names on File
Last Sale$354,001 (Nov 2023)
Tax Bill$4,464 (2025)
Deeds & MortgagesFeb 2024 Sale
Nov 2023 Mortgage
Flood ZoneZone X (moderate risk)
APNT230500103

Property Details

APN / Parcel Number

Primary APNT230500103
Alternative APN
  • 5-116B-D247-00-0016.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,228 sqft Living Area
Gross Area2,456 sqft
1st Floor Area1,228 sqft
Basement Area1,228 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,118 sqft (0.118 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT230500103
Street Address280 CRESTFIELD CT
CitySAINT CHARLES
StateMO
Zip63301-4937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE MEADOWS LOT 16
Legal SubdivisionCHARLESTOWNE MEADOWS
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2001
Census Tract310201

Owner

280 Crestfield Ct is owned and occupied by two individuals who acquired it in February 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address280 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Beneficiary Deed, Transfer
Nov 2, 2023Special Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2023 · Amount on File
Deed SaleNov 2, 2023 · Amount on File
Deed Document Number202345197
Last Transfer DateFeb 1, 2024
Transfer Doc0000005573
Record UpdatedOct 29, 2026

February 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 13, 2024
Property Address280 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937
Document Number0000005573
Map ReferenceDOC 2022R-032801
Instrument DateFeb 1, 2024
Instrument2024R-005573
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateNov 2, 2023
Property Address280 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937
Document Number0000045197
Map ReferenceDOC 2022R-032801
Instrument DateOct 31, 2023
Instrument2023R-045197
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937

Mortgage

Document Number0000045198
DateNov 2, 2023
Instrument2023R-045198
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 280 Crestfield Ct was $4,464.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,410 (-)$360,051 (-) Land $61,050 Building $299,001
2025$4,464.00$68,410$360,051 Land $61,050 Building $299,001
2023$10,450$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 Crestfield Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Crestfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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