280 Creekside Trl, Covington, GA 30016 Property Records

Newton County property record for 280 Creekside Trl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 2004
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2021)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0028B-00000-093-000`

Property Details

APN / Parcel Number

Primary APN	`0028B-00000-093-000`
Alternative APNs	`0028B 093` `15697`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Heated Area
1st Floor Area	1,450 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15697
Street Address	280 CREEKSIDE TRL
City	COVINGTON
State	GA
Zip	30016-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 133 OAK HILL PHASE 2
Legal Subdivision	OAK HILL S/D
Legal Phase	2
Legal Lot Number	133
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1009
Census Tract	100902

Owner

280 Creekside Trl is owned and occupied by an individual who bought it in December 2021.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	280 CREEKSIDE TRL, COVINGTON, GA 30016-2555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 1, 2019	Quit Claim Deed, Mortgage · Conventional with PMI NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Oct 21, 2008 · Amount on File
Deed Document Number	20212022-000005
Deed Book / Page	4322 / 253
Transfer Doc	0033320247
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 30, 2021
Property Address	280 CREEKSIDE TRL, COVINGTON, GA 30016-2555
Document Number	0043220253
Book / Page	4322 / 253
Instrument Date	Dec 30, 2021
Instrument	2022-000005
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CREEKSIDE TRL, COVINGTON, GA 30016-2555

Mortgage

Document Number	0043220000000256
Date	Jan 3, 2022
Book Page	0000004322/0000000256
Instrument	000009

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 1, 2019
Property Address	280 CREEKSIDE TRL, COVINGTON, GA 30016-2555
Document Number	0038600037
Book / Page	003860 / 000037
Instrument Date	Jun 24, 2019
Instrument	8129
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 CREEKSIDE TRL COVINGTON GA 300162555, COVINGTON, GA 30016-2555

Mortgage

Document Number	38600039
Date	Jul 1, 2019
Book Page	003860/000039
Instrument	8130

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 280 Creekside Trl was $3,189.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,189.00	$125,600 Land $17,600 Building $108,000	$314,000 Land $44,000 Building $270,000
2023		$110,960 Land $7,200 Building $103,760	$277,400 Land $18,000 Building $259,400
2022	$2,572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 Creekside Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Creekside Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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