Brevard County property record for 280 Concord Way, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,411 sqft · built 1986 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,900 (Mar 2014) |
| Tax Bill | $2,072 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-12-55-4-15 |
| Primary APN | 26-36-12-55-4-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| Gross Area | 1,965 sqft |
| 1st Floor Area | 1,411 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 118 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Porch | Florida Room |
| Porch Area | 164 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2602368 |
|---|---|
| Street Address | 280 CONCORD WAY |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LAKE POINTE SUNTREE PUD STAGE 10 TR 6 UNIT 3 & TR 6-A LOT 15 BLK 4 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | LAKE POINTE SUNTREE PUD STAGE 10 TR 6 UN |
| Legal Tract | 6,6-A |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Legal Unit | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 63109 |
280 Concord Way is owned and occupied by two individuals who bought it in March 2014.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 CONCORD WAY, MELBOURNE, FL 32940-7727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage SPLITERO FUNDING INC |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2014 · Amount on File |
| Deed Sale | Mar 24, 2014 · Amount on File |
| Deed Document Number | 201457250 |
| Deed Book / Page | 7091 / 449 |
| Prior Transfer Date | Aug 7, 2003 |
| Prior Transfer Doc | 0000242026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 280 CONCORD WAY, MELBOURNE, FL 32940-7727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 280 CONCORD WAY, MELBOURNE, FL 32940-7727 |
| Document Number | 0104481156 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 10448/1156 |
| Instrument | 2025200641 |
| Name | SPLITERO FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, DE 19890 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 280 CONCORD WAY, MELBOURNE, FL 32940-7727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 CONCORD WAY, MELBOURNE, FL 32940-7727 |
| Document Number | 0094121481 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 9412/1481 |
| Instrument | 2022035427 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 280 CONCORD WAY, MELBOURNE, FL 32940-7727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087332078 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 8733/2078 |
| Instrument | 2020098320 |
| Name | CHAMPIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 280 Concord Way was $2,072 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,170 (+2.7%) | $260,390 (-2.96%) | |
| 2025 | $2,072.00 Homeowner's exemption | $150,120 | $268,340 Land $95,000 Building $173,340 |
| 2023 | $1,858.00 (+7.71%) Homeowner's exemption | $141,650 (+3%) | $259,590 (+7.03%) Land $85,000 Building $174,590 |
| 2022 | $1,725.00 Homeowner's exemption | $137,530 | $242,530 Land $85,000 Building $157,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Concord Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 216 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 216 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Concord Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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