280 College St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 280 College St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1965
Lot Size	0.467 acres (20,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Oct 2025)
Tax Bill	$5,372 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`674-00002`

Property Details

APN / Parcel Number

Primary APN	`674-00002`
Alternative APN	`CHIC M:0674 P:00002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,351 sqft (0.467 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	674-00002
Street Address	280 COLLEGE ST
City	CHICOPEE
State	MA
Zip	01020-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Subdivision	CHICOPEE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4010
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 W ALLEN RIDGE RD, SPRINGFIELD, MA 01118-2355
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Line of Credit BANKESB
Oct 27, 2025	Quit Claim Deed, Transfer GREENFIELD COOPERATIVE BANK
Oct 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Book / Page	26085 / 178
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	280 COLLEGE ST, CHICOPEE, MA 01020-4263
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025618-289
Date	Oct 21, 2024
Book Page	25618/289
Instrument	48761

Lender

Name	BANKESB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 27, 2025
Property Address	280 COLLEGE ST, CHICOPEE, MA 01020-4263
Document Number	026085-178
Book / Page	26085 / 178
Instrument Date	Oct 27, 2025
Instrument	51311
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 W ALLEN RIDGE RD, SPRINGFIELD, MA 01118-2355

Mortgage

Document Number	0000051312
Date	Oct 27, 2025
Instrument	51312

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 29, 2021
Property Address	280 COLLEGE ST, CHICOPEE, MA 01020-4263
Document Number	24215-339
Book / Page	24215 / 339
Instrument Date	Oct 29, 2021
Instrument	77151
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 TAYLOR ST, CHICOPEE, MA 01020-2731

Mortgage

Document Number	77152
Date	Oct 29, 2021
Instrument	77152

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 1, 2018
Property Address	280 COLLEGE ST, CHICOPEE, MA 01020-4263
Document Number	22048-598
Book / Page	022048 / 000598
Instrument Date	Jan 30, 2018
Instrument	6058
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PICKERING ST CHICOPEE MA 010132028, CHICOPEE, MA 01013-2028

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,372.00 (+9.16%)	$352,500 (+8.6%) Land $132,000 Building $220,500	$366,656 (+4.57%)
2025	$4,921.00 (+5.44%)	$324,600 (+2.66%) Land $116,600 Building $208,000	$350,645
2024	$4,667.00 (+5.85%)	$316,200 (+8.66%) Land $114,400 Building $201,800
2023	$4,409.00	$291,000 Land $104,000 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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