280 Co Rd 691, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 280 Co Rd 691, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 2005
Lot Size	2.72 acres (118,483 sqft)
Owner	2 Individual Names on Record
Tax Bill	$590 (2026)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-06-24-0-000-006.008`

Property Details

APN / Parcel Number

Primary APN	`13-10-06-24-0-000-006.008`
Alternative APNs	`ALT APN:1006240000006008` `16773`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	118,483 sqft (2.72 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Location & Zoning

Account Number	16773
Street Address	280 COUNTY ROAD 691
City	CEDAR BLUFF
State	AL
Zip	35959-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 18 LAWRENCE ESTATES REVISED 11/48
Legal Range	10E
Legal Township	09S
Legal Section	24
Legal Subdivision	LAWRENCE ESTATES
Legal Tract	18
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2002
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 COUNTY ROAD 691, CEDAR BLUFF, AL 35959-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005
Deed Sale	Mar 1, 2005
Deed Book / Page	421 / 146
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	280 COUNTY ROAD 691, CEDAR BLUFF, AL 35959-6206
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203787
Date	Aug 7, 2018
Instrument	203787

Lender

Name	JP MORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$590.00 (+7.47%)
2025	$549.00 (+1.29%) Homeowner's exemption	$2,060 (+17.05%) Land $1,260 Building $800	$143,200 (+1.13%) Land $12,500 Building $130,700
2024	$542.00 Additional exemption filed	$1,760 (-87.59%) Land $940 Building $820	$141,600 (-) Land $9,400 Building $132,200
2023	$542.00 Homeowner's exemption	$14,180 (+705.68%)	$141,600 (-) Land $9,400 Building $132,200
2022	$542.00 Homeowner's exemption	$1,760 Land $940 Building $820	$141,600 Land $9,400 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 691

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