280 Co Rd 162, Gainesville, TX 76240 Property Records

Cooke County property record for 280 Co Rd 162, Gainesville, TX 76240

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,876 sqft · built 1972
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$2,093 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0044-079-00000

Property Details

APN / Parcel Number

Primary APN0044-079-00000
Alternative APN
  • 17610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,876 sqft Living Area
Gross Area2,997 sqft
1st Floor Area1,876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area320 sqft
Storage Building180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0044-079-00000
Street Address280 COUNTY ROAD 162
CityGAINESVILLE
StateTX
Zip76240-7560
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBAILEY ACC 0044 ACRES 1.0
Legal SubdivisionBAILEY ACC
JurisdictionCOOKE TX
Township / Civil DivisionCALLISBURG
Census Block Group2
Census Block2060
Census Tract100

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address280 COUNTY ROAD 162, GAINESVILLE, TX 76240-7560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address280 COUNTY ROAD 162, GAINESVILLE, TX 76240-7560
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002490/488
DateMar 1, 2022
Book Page2490/488
Instrument2022-1764
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,093.00 (-3.5%) Homeowner's exemption$229,884 (+13.54%) Land $41,512 Building $188,372$229,884 (-0.47%) Land $41,512 Building $188,372
2024$2,169.00 (-11.43%)
2023$202,467$230,962 Land $31,560 Building $199,402
2022$2,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1990–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 74% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
JAB Wireless
Fixed Wireless
50 / 10

May also be available: AT&T, Element8 Technology Investment Group, Nortex Communications, Optimum Communications.

Nearby Properties on Co Rd 162

Nearby Streets

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