Cecil County property record for 280 Cherry Hill Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 2002 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Dec 2018) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004159 |
| Primary APN | 04-004159 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,064 sqft (0.254 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 321 sqft |
| Deck Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 004159 |
|---|---|
| Street Address | 280 CHERRY HILL RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | .2546 ACRE 280 CHERRY HILL ROAD CHERRY HILL |
| Legal Subdivision | CHERRY HILL |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30601 |
Source: Cecil County records · APN 04-004159
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 CHERRY HILL RD, ELKTON, MD 21921-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Oct 05, 2017 | Deed of Trust, Mortgage DEXSTA FCU |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG |
| Dec 06, 2018 | Grant Deed, Transfer NATIONS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2018 · Amount on Record |
| Deed Sale | Dec 06, 2018 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Book / Page | 4333 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 280 CHERRY HILL RD, ELKTON, MD 21921-2747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0056980432 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 5698/432 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 280 CHERRY HILL RD, ELKTON, MD 21921-2747 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041410116 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 4141/116 |
| Name | DEXSTA FCU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, DE 19803 |
| Amount | Amount Recorded |
|---|---|
| Term | 96 Months |
| Due | Sep 30, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 280 CHERRY HILL RD, ELKTON, MD 21921-2747 |
| Document Number | 0046720447 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 280 CHERRY HILL RD ELKTON MD 219212747, ELKTON, MD 21921-2747 |
| Document Number | 0046720447 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 004672/000447 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 06, 2018 |
| Property Address | 280 CHERRY HILL RD, ELKTON, MD 21921-2747 |
| Document Number | 0043330123 |
| Book / Page | 004333 / 000123 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 280 CHERRY HILL RD ELKTON MD 219212747, ELKTON, MD 21921-2747 |
| Document Number | 43330130 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 004333/000130 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 05, 2048 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,133 (+18.37%) | $251,400 (+17.75%) Land $43,000 Building $208,400 | |
| 2025 | $2,336.00 (+65.79%) | ||
| 2023 | $1,409.00 | $191,033 | $213,500 Land $43,000 Building $170,500 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 206 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELKTON WEST serves 3,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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