Mobile County property record for 280 Chatham St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,118 sqft · built 2023 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,155 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12900004 |
| Primary APN | 12900004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,118 sqft Living Area |
| 1st Floor Area | 4,118 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 12900004 |
|---|---|
| Street Address | 280 CHATHAM ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B CUTTS PLACE S/D MBK 136 PG 72 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | CUTTS PLACE SD |
| Legal Lot Number | B |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakleigh Garden Historic District listed 1972 · 104 contributing resources · NRIS 72000171 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
280 Chatham St is owned and occupied by an individual.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 CHATHAM ST, MOBILE, AL 36604-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 280 Chatham St was $4,155 with exemptions applied, down 1% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,155.00 (-0.95%) Homeowner's exemption Senior Citizen's exemption | $73,620 (-0.94%) Land $4,760 Building $68,860 | $736,200 (-0.94%) Land $47,600 Building $688,600 |
| 2024 | $4,195.00 (-34.06%) Homeowner's exemption Senior Citizen's exemption | $74,320 (-25.71%) Land $4,760 Building $69,560 | $743,200 (+48.58%) Land $47,600 Building $695,600 |
| 2023 | $6,362.00 | $100,040 Land $9,520 Building $90,520 | $500,200 Land $47,600 Building $452,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Chatham St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (1979–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Chatham St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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