280 Cervantes Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 280 Cervantes Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,378 sqft · built 1959
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual on Record
Last Sale$247,000 (Dec 2018)
Tax Bill$334 (2025)
Deeds & MortgagesOct 2019 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN092630-0000

Property Details

APN / Parcel Number

Primary APN092630-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,378 sqft Living Area
Gross Area2,954 sqft
1st Floor Area1,602 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions119 ft deep x 180 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFinished/Open Porch
Porch Area484 sqft
Patio Area644 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address280 CERVANTES AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3-147 SANTA ROSA SUBD LOTS 36 37 38 & PT OF LT 39 BLK 15 OR4659/1873
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA IN ST. AUGUSTINE
Legal Block15
Legal Lot Number36,39
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3015
Census Tract21002

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address280 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Dec 27, 2018Warranty Deed, Transfer · VA Mortgage
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Deed Document Number201892006
Deed Book / Page4659 / 1873
Prior Transfer DateJun 30, 2008
Prior Transfer Doc0031021763
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address280 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048170487
DateOct 22, 2019
Book Page4817/0487
Instrument2019078609
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 27, 2018
Property Address280 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
Document Number0046591873
Book / Page4659 / 1873
Map ReferenceMB 3 PG 147
Instrument DateDec 21, 2018
Instrument2018092006
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2855 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871

Mortgage

Document Number2018092007
DateDec 27, 2018
Instrument2018092007
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,308 (+2.7%)$494,703 (+1.64%) Land $158,760 Building $335,943
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$237,885 (+5.99%)$486,740 (+3.8%) Land $158,760 Building $327,980
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$224,448 (+3%)$468,943 (+27.62%) Land $141,120 Building $327,823
2022$236.00 Disabled Person's exemption Veteran's exemption$217,911$367,459 Land $98,784 Building $268,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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