280 Central Ave, Naples, FL 34102 Property Records

Collier County property record for 280 Central Ave, Naples, FL 34102 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2012
Square Footage	3,276 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Pool	364 sqft
Occupancy	Owner Occupied
Last Sale	$4,100,000 (2020)
Tax Bill	$39,266.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`095500 20 15A04`
Alternative APNs	`140162400020256022015` `14016240002`

Interior

Building Area	3,276 sqft Living Area
1st Floor	3,276 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	14,810 sqft (0.34 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Pool Area	364 sqft Pool
Deck Area	982 sqft Deck

Location & Zoning

Street Address	280 CENTRAL AVE
City	NAPLES
State	FL
Zip	34102-5926
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NAPLES T 3 BLK 20 E 100FT OF N 150FT
Legal Range	25
Legal Township	50
Legal Section	4
Legal Subdivision	NAPLES PLAN OF TIER 3
Legal Tract	095500
Legal Block	20
Legal Lot Number	1
Jurisdiction	COLLIER FL
Minor Civil Division	NAPLES
Census Blockgroup	2
Census Block	2007
Census Tract	102

Owner

Source: Collier County records · APN 095500 20 15A04

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 CENTRAL AVE, NAPLES, FL 34102-5926
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Apr 02, 2014 · Amount on Record
Deed Doc Number	20205892869
Deed Book / Page	5787 / 735
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0048671146
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 14, 2020
Property Address	280 CENTRAL AVE, NAPLES, FL 34102-5926
Document Number	0057870735
Book / Page	5787 / 735
Map Reference	MB 1 PG 8
Instrument Date	Jul 10, 2020
Instrument	5892869
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28,700.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 OLD POST RD, 931, FAIRFIELD, CT 06824-5906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CENTRAL AVE, NAPLES, FL 34102-5926

Mortgage

Document Number	0005787737
Date	Jul 14, 2020
Instrument	5787/737

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,126.00 (+2.19%) Homeowner's exemption	$4,471,851 (+5.99%)	$6,336,281 (-6.37%) Land $5,280,000 Building $1,056,281
2024	$39,266.00 (+1.49%)
2023	$38,688.00 (-2.77%) Homeowner's exemption	$4,219,245 (+3%)	$6,767,140 (+31.55%) Land $5,490,000 Building $1,277,140
2022	$39,791.00 Homeowner's exemption	$4,096,354	$5,144,236 Land $3,984,750 Building $1,159,486

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.