Dubuque County property record for 280 Cardiff St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,288 sqft · built 2003 |
| Lot Size | 0.09 acres (3,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Apr 2024) |
| Tax Bill | $2,862 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Sale & Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-186-012 |
| Primary APN | 10-25-186-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 644 sqft |
| Upper Floors Area | 1,288 sqft |
| Basement Area | 644 sqft |
| Finished Basement | 644 sqft |
| Game Room | Game Room |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 3,960 sqft (0.09 acres) |
| Lot Dimensions | 66 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 168 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 1025186009 |
|---|---|
| Street Address | 280 CARDIFF ST |
| City | DUBUQUE |
| State | IA |
| Zip | 52001-7362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 2 LUND PLACE |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 2 3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fenelon Place Residential Historic District listed 2015 · 174 contributing resources · NRIS 15000787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
280 Cardiff St is owned and occupied by an individual who bought it in April 2024.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Apr 2, 2024 | Warranty Deed, Transfer · Line of Credit MOVEMENT MORTGAGE |
| Apr 2, 2024 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jan 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CU |
| May 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Sep 25, 2019 | Quit Claim Deed, Transfer QUICKEN LNS |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Jan 25, 2022 · Amount on File |
| Deed Document Number | 2024-00002587 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5157 PARK PL, ASBURY, IA 52002-2422 |
| Document Number | 0000003424 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-00003424 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 2, 2024 |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000002587 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024-00002587 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000002956 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024-00002956 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 2, 2024 |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000002587 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024-00002587 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000002955 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024-00002955 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jan 25, 2022 |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000001310 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-00001310 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 JONES ST, DUBUQUE, IA 52001-7615 |
| Document Number | 0000001311 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022-00001311 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 26, 2020 |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000006969 |
| Instrument Date | May 6, 2020 |
| Instrument | 2020-00006969 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000006970 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020-00006970 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Sep 25, 2019 |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000011458 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 11458 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 CARDIFF ST DUBUQUE IA 520017362, DUBUQUE, IA 52001-7362 |
| Document Number | 11459 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 11459 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 280 CARDIFF ST, DUBUQUE, IA 52001-7362 |
| Document Number | 0000015691 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 280 CARDIFF ST DUBUQUE IA 520017362, DUBUQUE, IA 52001-7362 |
| Document Number | 0000015691 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 15691 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2047 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $211,300 Land $20,300 Building $191,000 | $211,300 Land $20,300 Building $191,000 | |
| 2024 | $2,862.00 | ||
| 2023 | $209,200 (+26.96%) Land $19,400 Building $189,800 | $209,200 Land $19,400 Building $189,800 | |
| 2022 | $2,842.00 Homeowner's exemption | $164,770 Land $16,760 Building $148,010 | |
| 2021 | $164,770 Land $16,760 Building $148,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Cardiff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 280 Cardiff St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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