280 Canoe Cv, Dover, ID 83825 Property Records

Bonner County property record for 280 Canoe Cv, Dover, ID 83825

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,995 sqft · built 2023
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,840 (Apr 2026)
Tax Bill	$3,692 (2026)
Deeds & Mortgages	May 2022 Construction Loan Apr 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`RPD37250000110A`

Property Details

APN / Parcel Number

Primary APN	`RPD37250000110A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,995 sqft Finished Area
1st Floor Area	1,995 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	280 CANOE CV
City	SANDPOINT
State	ID
Zip	83864-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-57N-2W CANOE COVE LOT 11
Legal Range	02W
Legal Township	57N
Legal Section	28
Legal Subdivision	CANOE COVE
Legal Lot Number	11
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1013
Census Tract	950403

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 CANOE CV, SANDPOINT, ID 83864-8062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK
Apr 20, 2026	Quit Claim Deed, Transfer · Line of Credit CMG MORTGAGE INC
Dec 8, 2021	Intrafamily Transfer, Transfer TITLEONE SANDPOINT
Mar 25, 2021	Warranty Deed, Transfer NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COUER DIALNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jun 24, 2021
Deed Document Number	20261060706
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000997167
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	280 CANOE CV, DOVER, ID 83825
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001006239
Date	May 31, 2022
Instrument	1006239

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Apr 20, 2026
Property Address	280 CANOE CV, DOVER, ID 83825
Document Number	0001060706
Instrument Date	Apr 14, 2026
Instrument	2026.1060706
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	TITLEONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CANOE CV, SANDPOINT, ID 83864-8062

Mortgage

Document Number	0001060706,
Date	Apr 20, 2026
Instrument	2026.1060706

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2056

Interest

Rate	6%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Dec 8, 2021
Property Address	280 CANOE CV, DOVER, ID 83825
Document Number	0000997167
Map Reference	MB 6 PG 155
Instrument Date	Dec 8, 2021
Instrument	997167
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2555, SANDPOINT, ID 83864-0917

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 25, 2021
Property Address	280 CANOE CV, DOVER, ID 83825
Document Number	0000979216
Map Reference	MB 6 PG 155
Instrument Date	Mar 17, 2021
Instrument	979216
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COUER DIALNE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 159TH PL SW, LYNNWOOD, WA 98087-1496

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,692.00 (+10.47%) Homeowner's exemption	$897,462 (-) Land $339,006 Building $558,456	$897,462 (-) Land $339,006 Building $558,456
2025	$3,342.00 (+175.74%) Homeowner's exemption	$897,462 (+257.83%) Land $339,006 Building $558,456	$897,462 (+257.83%) Land $339,006 Building $558,456
2023	$1,212.00	$250,806 Land $250,806	$250,806 Land $250,806

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOVER serves 865 people · EPA ID ID1090193
Water Source	Surface water
Last State Inspection	May 2023
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Ting, Ziply Fiber.

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