Harrison County property record for 280 Bowen St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,807 sqft · built 1945 |
| Lot Size | 0.098 acres (4,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $401 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1410G-03-038.000 |
| Primary APN | 1410G-03-038.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,807 sqft Adjusted Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,300 sqft (0.098 acres) |
| Lot Dimensions | 100 ft deep x 43 ft wide |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 004839 |
|---|---|
| Street Address | 280 BOWEN ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 20 FT OF W 99 FT OF BRAGG ST VACATED AND FLOT 43X100 SY BY FURNEY E BY TILLMAN N BY BRAGG ST W BY BOWEN PART OF LOTS 21 & 2 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Subdivision | KUHNS 2ND ADD |
| Legal Lot Number | 21-22 22 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 4000 |
280 Bowen St is owned and occupied by two individuals.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 BOWEN ST, BILOXI, MS 39530-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000133516 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 280 Bowen St was $401 with a homeowner's exemption, up 1% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 (+1.01%) Homeowner's exemption | $12,021 | $120,213 Land $12,172 Building $108,041 |
| 2024 | $397.00 (+0.76%) | ||
| 2023 | $394.00 Homeowner's exemption | $11,511 | $115,107 Land $12,172 Building $102,935 |
| 2022 | $394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Bowen St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Bowen St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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